PERSONAL FINANCE

FROM THE BLOG

INVESTING

SMALL BUSINESS

Top5

Top 5ive Archive

    By Stacey L. Bradford,
    Associate Editor, SmartMoney.com


    INSURANCE IS many things, but straightforward isn't exactly one of them.

    A person's age, claim history and credit score are just some of the factors used in the complicated formula that determines their premiums. And while some of these factors are controllable -- a credit score can be improved or impaired -- others are completely out of your hands -- no one's getting any younger, for example. Learning what matters most to insurers can help policyholders pinpoint ways to lower their premiums or get more claims covered.

    To get the most out of your policy, here are five insurance industry secrets worth knowing:

    .

    Deal of the Day