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    By Stacey L. Bradford,
    Associate Editor, SmartMoney.com


    IF THERE'S one expense that causes parents to lose sleep at night, it's that looming college tuition bill.

    During the 2007-2008 academic year, the average cost to attend a state school was $13,589. A private university was more than double that at a jaw-dropping $32,307. No matter how hard families try to save, it's nearly impossible to come up with a sum that vast. Fortunately, there are many ways to fund an education. Some options, however, are better than others.

    Here are the five best ways to finance your young Einstein's education:

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    College Savings Calculator

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