Recently on WalletPop, I discussed how the fine print in marketing contests can be disturbingly tricky for a customer who thinks that they've won a prize with no strings attached. But offering giveaways can also be problematic for the business owner as well. In fact, it can happen to any entrepreneur. It happened, for instance, to Goober Pyle in Mayberry, North Carolina.

On April 10, 1967, an episode of The Andy Griffith Show aired, entitled "Goober's Contest." Goober, who was Gomer Pyle's cousin, decides that he needs more business at his service station (I guess at this point, he had bought it from the previous owner, Wally; I'm a fan of the show, but I don't have every episode memorized in the order it appeared... yet). Anyway, Goober comes up with an idea for a contest, in which he gives out prizes of money for $10 or less. Unfortunately, an error at the printer that Goober hired caused one of the coupons to be worth $200. Floyd, the barber, got that ticket and wanted Goober to pony up and hijinks ensue.

If only Goober had had promotional insurance. He could have avoided a mess that almost cost him more than $200. It almost cost him a dear friendship.

There's a name for everything, it seems.

Florida Today had an interesting article earlier this week, all about flexitarians. These are people who are vegetarians, but not really. They're flexible in how they eat. They might mostly consume vegetable, breads and pasta, but every once in awhile, they'll have some fish or maybe a BLT, and don't hold the bacon.

Conversely, if all these years you've been eating Hoagies and Big Macs, but lately, quite frequently, you've been enjoying a spinach and roasted mushroom panini or a tofu salad, then, well, you may be a flexitarian, too. But if you're eating too many Big Macs -- well, you're probably not. Or maybe you are, or at least a part-time flexitarian. There's a line that you cross, and it's hard to tell where it is.

As I've written before on WalletPop, this is a tough job market for teens. The retail sector is the largest employer of teens and, given the uncertain economy, it isn't adding large numbers of workers this summer. I gave some suggestions for teens hoping to secure jobs, but the people at West Coast Asset Management -- Kinko's founder Paul Orfalea is among the founders -- have another wonderful tip: start your own business. Check out this article (PDF File) in their Exclusive Outlook for June.

Given the low wages that most teens earn, it's possible that many could do as well or better starting their own businesses -- even something as simple as mowing lawns. But the benefits can be more than financial and can more than compensate for any decline in income. According to the WCAM team:

... Many jobs for teens emphasize obedience, mindless activities, and hierarchical deference. Often, they train people to become followers rather than leaders. Starting your own business requires obedience too, but it comes from self-discipline. Your business may also require mindless activities, but you will understand the importance and value of the activity. And yes, owning your own business actually subordinates you to both customers and coworkers (if you do it right), but this is deference to an ideal of valued service, not power of position.

That's a pretty compelling argument for entrepreneurship.

Several weeks ago, I took my car to a Sears Auto Tire & Repair to have a flat tire replaced -- for free, since my wife had the brilliant foresight to get a warranty. (OK, honey, you can stop looking over my shoulder.)

I was stunned because to my utter shock, I experienced some great customer service. For starters, Sears has a bad rap, sometimes deserved, for customer service. But I was also stunned simply because customer service is more and more often hard to come by anywhere.

The guy who was in charge somehow managed to wait on me and two other customers at once, so that none of us had to go more than about 60 seconds without talking to someone. He was unfailingly polite. And when I was ushered into a waiting room, they had free Internet service, free coffee (I don't like coffee, but I appreciated it), vending machines and a TV, and I could watch my car through a window, so I always knew how my tire was progressing. I left within 45 minutes and was floored -- because the customer experience was fantastic. (Anyone at Sears, whoever runs the tire place near the Kenwood Mall in Cincinnati -- give that person a raise.)

And then, driving home, I got a little miffed because good customer service, of course, should be the norm. Instead, I had found myself thrilled because I wasn't ignored and then shuttled off to wait in a dark corner. Honestly, I think if the clerk had belittled me and then thrown me down a flight of stairs, and my two front teeth had fallen out, I might have said optimistically, "Hey, this isn't so bad. I mean, as long as they're going to fix my tire ..."

Over on BloggingStocks, I've written about Barry Minkow's allegations of fraud at multi-level marketing giant Herbalife.

Here on WalletPop, I thought it might be worth taking a look at Herbalife -- especially its recruiting tactics -- from the personal finance perspective.

On the Herbalife webpage, there's a form you can fill out to receive more information about becoming an Herbalife distributor. Among the questions:

How much would you like to earn monthly?
An extra $500
An extra $1,000
An extra $2,000
The sky's the limit!

Most entrepreneurs probably don't consider now a good time to launch a big enterprise. In spite of Bernanke's claims that we're not in Vietnam anymore, inflation numbers are up and people are bracing themselves for months of high gas prices, low wages, political uncertainty and overall doom. Which, come to think of it, is the ideal time to throw some money into a start-up.

But, where is the money going to come from? Check it: Business reporter Matt Alderton has a handy 5-point plan for securing small business financing. And here's the clincher: They all start with M!

1. Mojo: If you want to impress the bank (or any lender) you're going to have to suck it up and break out the PowerPoint. And it doesn't hurt to roll up your sleeves, look people in the eye and if possible crack your knuckles.

Calling all young entrepreneurs. I mean, really young entrepreneurs.

If you know a youthful businessperson between the ages of 12 and 19, you may want to tell them about a contest and a book. Financial consultant, author and speaker Peter Bielagus is offering a $1,000 grant in venture capital to the young entrepreneur with the most interesting tale of their business dealings so far. So if you know a young entrepreneur who either has a business or one in the planning stages,here's what you do.

Send a 250-word essay describing the business to peter@peterbspeaks.com with the word "contest" in the subject line. You need to include a description of how you came up with the idea, how you got started or plan to start, what obstacles you faced or face, and what you will do with your $1,000.

So you want to start a business, but you're not sure what industry to go into, especially if a recession is coming? Well, you're in luck. Here's my handy-dandy list of the fastest growing industries, trends, developments and anything else I could find that's fastest-growing. I did this by pouring through piles of data and interviewing 11,241 scientists, academics and movers and shakers. (Actually, I just googled "fast-growing" a lot, but close enough.) In case it helps you with brainstorming, in no particular order, here's what I came up with.

Fastest-growing economy: China
Who says? Everyone. It's common knowledge, but there you go, in case you forgot...

Fastest growing segment of the leisure travel industry: Adventure Travel
Who says? Hey, this is a shock. The Adventure Travel Trade Association

Foreclosures are up. The dollar isn't what it used to be. Gas is over $3 a gallon. Well, you read the papers and live life. We all know the story.

That's why I thought I'd ask Brett Wilder what type of person is typically what so many people want to be -- a millionaire. I figure he might know, having written the book last year, The Quiet Millionaire: A Guide for Accumulating and Keeping Your Wealth .

Wilder cited the typical characteristics of a business millionaire owner, because, well, let's face it, you tend to become rich by owning a company rather than spending years working in its mail room. In any case, if you want to be a millionaire, here's your road map, according to Wilder.

Be socially adept. Millionaires "possess motivational leadership qualities, and the ability to articulate ideas, products and services," says Wilder.

My PhD reads psychology, not economics, so I won't bet the house on the Bush stimulus package's chances of preventing or softening a recession.

But I have counseled and coached many who were outright terminated, downsized out, or who feared a pink slip in their next pay envelope. The conversations typically move from money to the things that more fundamentally bring us fulfillment -- or that should. The menu usually includes priority setting and value re-ordering, with a healthy side of blessing counting.

Fear of job loss or not, times like these are ripe for thinking ahead to how we'll feel, and what we'll do when we retire, and the regular paycheck stops. (Yes, there are Social Security checks, pension benefits and annuity streams. But trust me, none of these feel as "earned" as a paycheck.)

Journalists and business analysts are sitting up and taking note of business bloggers. Can it be profitable? Does it really create more business for the bloggers? Is it worth the time and effort? How can small businesses blog for success?

The New York Times profiled a few blogging success stories, and readers are starting to agree that blogging can be good business. The appeal of blogging is simple: It's a low-cost way for a business to generate buzz. The biggest "cost" is typically the time spent developing materials for the site. Yet experts estimate that only about 5% of small businesses (those with 100 or fewer employees) use blogs for marketing and promotion.

The real success in blogging is for the select few who have mastered that fine combination of engaging content, regular updates, and loyal readers. Not everyone should blog, and indeed there are certain industries that lend themselves better to blogging. A business consultant will probably have more reason to blog than a grocery store owner. Companies in innovative industries with constant change are more likely to find success blogging than other slow-paced, traditional industries.