12 Things to Look Forward to in 2009

 Sign That Says Welcome To Fabulous 2009 Corbis

Hard Times Have an Upside

It's been a long, long time since Americans have wanted to say good riddance to a year so badly, and the chance is finally here. Unfortunately, the economic climate in 2009 is unlikely to be much better than 2008 -- and in some ways could be worse. But it won't be all bad. Hard times have an upside. And really hard times have an even better upside: Businesses offer great deals to attract customers; loans become more affordable; and the government boosts spending and cuts taxes.

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