The Social Security Administration (SSA) estimates that the average worker will receive a retirement benefit that is equal to 40% of his or her career earnings. Learn how this sum can be paid out over the course of your retirement.

Social Security is considered a "safety net" program. As a result, Social Security pays a benefit that is often inadequate by itself to maintain a standard of living in retirement that matches what you enjoy in your working years. Learn more about the program:

If you work for a business with fewer than 100 employees,that offers a retirement plan, your employer may offer a SEP, SIMPLE or qualified retirement plan. Learn more about these options often offered by smaller businesses.

As the number of Americans entering retirement increases sharply over the next 20 years, many are buying Long-term care insurance. Learn why you and your family may benefit from the financial support of long-term care insurance.

Some people revel in newfound freedom that comes with retirement; others experience a sense of loss associated with ending a career. Either way, retirement can be a rich opportunity to find new challenges and forge a new identity.

When you buy a life insurance policy, you pay a premium to the life insurer on a periodic basis to maintain your policy. A life insurance policy pays a death benefit to the policy's beneficiary. Get the basics on life insurance:

In addition to 401(k)s and similar retirement plans that are sponsored by employers, individual retirement accounts (IRAs) offer tax advantages too great to pass up. Find out what opportunities you may be able to take advantage of by using defined-contribution plans.

Estate planning is the process of naming those beneficiaries and managing the tax consequences of passing your wealth to those institutions or individuals. If your estate exceeds a certain value, you will owe estate taxes. Find out more about planning your estate.

The IRS requires that you begin to take money from a regular IRA by April 1 of the year after you reach age 70-1/2. Learn more about planning to take these distributions and find out how to avoid paying taxes on them.