Consider this case: a man miscalculates how much money is in his checking account, uses it seven times in a day with no single charge more than $12 and ends up charged with $234 in overdraft fees. Welcome to the dangers of debit cards.

This week Toys R Us announced that all of its locations will start purchasing used video games for more than 25 current and retro systems.

Linda Stern of Money has a list of tips on how to lend money to family while avoiding all the headaches that come with it. The ideas are good if you're committed to lending money to relatives (or friends), but I have a better tip: Never lend money to family or friends. Really. It's just not a good idea.

One of the most difficult parts of losing a job and becoming an unintentional freelancer is losing health benefits. Elance, a site that matches freelancers to clients, is sponsoring a contest in which the winner gets his or her health insurance paid for one year, up to $10,000.

With laptop computers, a repair can make sense, and small upgrades can extend the life of laptops. Gazelle.com, a Web site familiar to WalletPop readers, buys used computers, cameras and other gadgets for 10% to 30% of their original value even after a few years of use.

A Labor Department report says job openings fell to their lowest level in nine years in July, as U.S. businesses remain reluctant to hire despite signs the economy is improving.

Not every WalletPop suggestion on how to save money is meant to help you save for a Caribbean cruise; many are lifelines to those of us struggling to even pay the rent and put food on the table. If you're among the more than one in 10 willing workers still looking for a job, or trying to keep your family together on a dramatically reduced income, you might find help you'd never expected from the government. A growing number of Americans are eligible for the most-used safety net in our social service network, food stamps.

Casey Serin, an infamous online entrepreneur we previously profiled at Walletpop, has come a long way on the dark road of how to get out of debt -- and he still owes $190,000. That's the amount left over after his crazy year of failing to "flip" houses in Sacramento, succumbing to foreclosures and divorce.

More than nine out of 10 cities are slashing spending this year as the recession wreaks havoc on their sales and income tax revenue, a new study found. And the future looks even worse.