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Gift cards: Just who are you giving to?

by sarah gilbert

When you buy gift cards (for yourself too!), not only are you giving the establishment an interest-free loan for an unforeseen amount of time, you're also giving the company free money, too -- in nearly every case, you won't be able to get your small change back as cash, and you can never find anything on which to spend 71 cents. What's more, about 10% of gift cards are *never* spent; wouldn't you have rather put that in your bank account and invited your friend out for a latte, instead?

Gift cards: Just who are you giving to?

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