Stop shopping at Target now!
by sarah gilbert
You may not have to COMPLETELY eliminate big box stores from your routine, but if you're going once a week you're in some big trouble. When you go to Target or the mall, bring a list and stick to it religiously. Don't buy anything on sale. Follow these rules for controlling spending, including the all-important "if it were $10 more, would I still buy it?" question. If the answer's no, save it. Impulse purchases are your enemy; remember the two-week waiting rule for anything over $5. (Go home, wait two weeks, and make a note of every time you wished you had it...)
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