Personal Loans

Buying a Home Without a FICO Score

posted: 92 DAYS 20 HOURS AGO

Nearly every personal finance guru in America will tell you that it's important to build and maintain a high FICO score -- and that good credit is a sign of financial prudence and responsibility. Lenders will reward you for that responsibility with a lower interest rate loan.

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Lend to Family the Right Way

posted: 102 DAYS 15 HOURS AGO

filed under: Personal Loans

When Brian Hetherington complained to his father two years ago about the weighty 9% rate he and his wife were paying on their home-equity line of credit, Jim, the senior Hetherington, had an idea. He could lend the couple the $100,000 to pay off the loan and charge them only 6%. It's been win-win ever since. "We haven't missed a payment," says Brian, 43. And his folks are still earning a return on their money.

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Eaten by Sharks

posted: 131 DAYS 17 HOURS AGO

filed under: Personal Loans

Nick Friedman and Omar Soliman got torn to shreds on ABC's Shark Tank after they demanded $1 million for only 10% of their company, College Hunks Hauling Junk, in exchange for an investment in a co-ed spin-off venture. "You're pigs," spat investor Kevin O'Leary. "And pigs get slaughtered." What do they have to say about it?

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Shark Tank: Get Your Business Lesson

posted: 95 DAYS 15 HOURS AGO

filed under: Recession, Economizer, Personal Loans

WalletPop editor-at-large Jason Cochran sits down every week with contestants and Sharks from ABC's Shark Tank. Watch now!

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The Inside Story on Loans from LendingTree

posted: 154 DAYS 18 HOURS AGO

filed under: Loans, Personal Loans

WalletPop's Lan Nguyen chats with Nicole Hall, editor in chief of LendingTree.com, on what you need to know before you approach a lender on any loan, from a mortgage to a car loan.

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Lending with the Human Touch

posted: 131 DAYS 20 HOURS AGO

filed under: Banking, Loans, Personal Loans, Recession

Social lending is becoming more popular for small personal loans, as a way to sidestep traditional banks (and high interest rates) and for someone in need to get some help with a touch of humanity. Read on to learn more.

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The Dolans Discuss Family Debt

posted: 221 DAYS 15 HOURS AGO

Lending money is a touchy subject and in our current volatile economy, it's not uncommon for family and friends to turn to each other for a loan. We know how much you care for your loved ones, but this can cause significant problems ... especially when that loan goes unpaid.

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Refinance, If You Can

posted: 224 DAYS 14 HOURS AGO

filed under: Banking, Credit, Credit Reports, Credit Score, Debt, Loans, Mortgages, Personal Loans, Recession, Refinancing

The good news: mortgage rates are going to stay for a while near 5%, the lowest they've been in our lifetimes. The bad news: Unlike a couple of years ago, merely having a pulse is no longer enough to get a mortgage refinanced. Demand is high, standards are tougher, and approvals are relatively scarce. Read on to learn what you should know before you refinance.

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Not So Fast! Your Card's Been Canceled

posted: 253 DAYS 19 HOURS AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Personal Loans, Recession

Your card's been cut off abruptly -- that's bad news. Here's some worse news: You found out when you tried to use it in front of clients, at a restaurant. Furious? Here's the worst news of all: It's happening more and more, and there's not much you can do after you've been cut off without warning. But a couple of tips might keep you from getting dumped. Find out how.

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