Beat Debt

Credit and debt expert Lita Epstein knows people are worried about debt these days and are getting a lot of conflicting information. So she offers a primer on credit scores that will sort through the bad advice and help you keep your report clean.

Are you in an average American household, one with nearly $10,000 in debt? If you're even close to that, you need this ten-step strategy to rid yourself of bad debt -- for good.

When facing serious debt, you'll probably be looking for someone to save you. But beware of latching onto the first person to offer "assistance." Financial predators can smell desperation and may try to take advantage of you.

Why just get out of debt when you can also improve your credit score at the same time? Using these five hints, you can end 2008 on much firmer financial footing than you began it.

It's true that everyone makes mistakes. But when it comes to your credit, it's best to make as few errors as possible. So how do you keep your score from going south? Avoid making these five mistakes.

Using a credit card is not always safe. And if you become a victim of credit card fraud, the consequences can be devastating. Don't panic, though. There are security features available that can help lessen the risk of fraud and ease your mind.

With interest rates dropping, many homeowners are seriously considering refinancing. But before you make any drastic decisions, it's always best to consider carefully. Is refinancing really a good option for you?