10-Step Strategy to Live Debt Free

 Living Debt-Free

Let's face it -- we're a nation of spenders. The average American household carries nearly $10,000 in credit card debt, according to CardTrak.com. Yet, despite the widespread availability of credit and pressure to keep up with the Joneses, there are those among us who choose to live debt free. So, here's a ten-step strategy to rid yourself of bad debt -- for good.

Next: The Envelope System
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