Credit Reports

Your Card's APR Is Up. Should You Cancel?

posted: 215 DAYS 7 HOURS AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score

Your credit card just got hit with an interest-rate hike and you're furious -- maybe furious enough to cancel it. But before you do, think it over. Canceling could hurt you just as easily it might help. Read on to find out why.

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10 Tax-Time Tips for Your Peace of Mind

posted: 221 DAYS 2 HOURS AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt, Savings Account, Taxes, Tax Advice, Tax Basics

Getty Images

April 15 doesn't have to be a day of dread. Think of it as a chance to get your finances in order, addressing credit-report problems, building an account to cushion unexpected expenses, setting savings goals -- and even allowing yourself a little fun. Read on for more details about how to grant yourself greater financial tranquility.

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How Much Do You Know About Credit?

posted: 222 DAYS 8 HOURS AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score

Cassandra Shie, AOL

Can an overdue library book destroy your credit? Do you hurt your score every time you check your report? Can you improve your score by piggybacking on someone else's? Try your hand at Kiplinger.com's quiz to find out what you know -- and might not know -- about credit.

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Defaults Soar to Highest Level in 20 Years

posted: 215 DAYS 7 HOURS AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Recession

people wait on an unemployment line in California

As unemployment soars, more Americans are failing to make credit-card payments by their due dates, Reuters reports. And one analyst predicts that both the default rate and credit lines will deteriorate further over the next year and a half. The grim details follow.

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Are You a Likely Victim of ID theft?

posted: 215 DAYS 7 HOURS AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score, Fraud, Identity Theft

If you're hitched, ditched, or rich, be on your guard. The most common victims of credit- and debit-card identity theft are middle-aged married women, divorcees, and those earning more than $75,000 annually. A survey outlines the outlines the troubles fraud can bring.

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The Best Card to Rebuild Bad Credit?

posted: 229 DAYS 7 HOURS AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score, Recession

Cassandra Shie, AOL

If you've got bad credit, you've got two options for rebuilding it: applying for a secured card, which requires you to keep the equivalent of the card's limit on deposit, or an unsecured card, which doesn't (but which attaches other strings). Which option is better? Read on.

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More Reason to Hate Your Credit Card Debt

posted: 235 DAYS 11 HOURS AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Loans, Recession

Business as usual for credit-card holders means, of course, more bad news: Banks are raising cardholders' late and over-limit fees and interest rates again. What does this mean for your bills? Also see: AmEx Reports Rise in Deliquencies

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Short Sales Can Kill Your Credit Report

posted: 241 DAYS 3 HOURS AGO

filed under: Credit, Credit Reports, Credit Score, Home Equity Loan, Mortgages

You might think that getting out of a mortgage you can't afford is your top priority, but if you are in this situation, don't forget to consider what sellling your house for less than it is worth will do for your credit score.

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The Dolans Help You Fight Credit Card Fees

posted: 242 DAYS 6 HOURS AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt, Beat Debt

Some credit card companies seems to be double dipping -- they allow you to spend more than your credit card limit, then charge you a fee for doing so. What do the Dolans say to do? What the video below for their answer.

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