Credit Reports
Don't Pay Dismissed Debt
posted: 239 DAYS 10 HOURS AGO
filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt, Fraud
Can a collection agency legitimately compel you to pay back a debt that was discharged in a bankruptcy decades earlier? Or is that the sign of a shady agency, trying to pull a fast one by preying on your guilt and lack of legal expertise? The Bankruptcy Adviser knows the difference. Read on for his answers.
Struggling to Pay Debts? Tell Your Lenders
posted: 240 DAYS 13 HOURS AGO
filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Beat Debt, Loans, Personal Loans, Recession
Will credit-card issuers respond to a request for lenience from someone suffering through the recession and struggling to make payments? Or is a credit counselor a better option? For some frank answers (and, possibly, some good news), read on.
College Credit Debt Soars to New Highs
posted: 247 DAYS 11 HOURS AGO
filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt, Beat Debt
The bad economy means parents can't afford tuition, which means kids are taking on more of the cost themselves, which means their credit cards are busting at the seams. Are we going to be paying for that trickle down for years to come?
Not So Fast! Your Card's Been Canceled
posted: 247 DAYS 12 HOURS AGO
filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Personal Loans, Recession
Your card's been cut off abruptly -- that's bad news. Here's some worse news: You found out when you tried to use it in front of clients, at a restaurant. Furious? Here's the worst news of all: It's happening more and more, and there's not much you can do after you've been cut off without warning. But a couple of tips might keep you from getting dumped. Find out how.
The Best Card to Rebuild Bad Credit?
posted: 268 DAYS 12 HOURS AGO
filed under: Credit, Credit Cards, Credit Reports, Credit Score, Recession
Cassandra Shie, AOL
If you've got bad credit, you've got two options for rebuilding it: applying for a secured card, which requires you to keep the equivalent of the card's limit on deposit, or an unsecured card, which doesn't (but which attaches other strings). Which option is better? Read on.
More Reason to Hate Your Credit Card Debt
posted: 274 DAYS 15 HOURS AGO
filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Loans, Recession
Business as usual for credit-card holders means, of course, more bad news: Banks are raising cardholders' late and over-limit fees and interest rates again. What does this mean for your bills? Also see: AmEx Reports Rise in Deliquencies
Short Sales Can Kill Your Credit Report
posted: 280 DAYS 7 HOURS AGO
filed under: Credit, Credit Reports, Credit Score, Home Equity Loan, Mortgages
You might think that getting out of a mortgage you can't afford is your top priority, but if you are in this situation, don't forget to consider what sellling your house for less than it is worth will do for your credit score.
The Dolans Help You Fight Credit Card Fees
posted: 281 DAYS 11 HOURS AGO
filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt, Beat Debt
Some credit card companies seems to be double dipping -- they allow you to spend more than your credit card limit, then charge you a fee for doing so. What do the Dolans say to do? What the video below for their answer.
MySpace Launches Branded Credit Card
posted: 281 DAYS 11 HOURS AGO
filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt, Beat Debt
Cassandra Shie, AOL
The new card offers rewards for MySpace music and downloads and for "doing good." But what about the interest rates and safeguards for "generation forward" not to get into a tremendous amount of debt? Those features are lacking.
Credit
PERSONAL FINANCE
- Bargains
- Banking
- Budgets
- Calculators
- College Finance
- Community
- Credit
- Deals
- Debt
- Economizer
- Fraud
- Insurance
- Loans
- Mortgages
- Recalls
- Recession
- Retirement
- Saving
- Simplification
- Specials
- Taxes
FROM THE BLOG
- Ask WalletPop
- Buyer Beware
- Celebs & Money
- Fantastic Freebies
- Kids and Money
- Loose Change
- Ripoffs and Scams
- Sex Sells
- Stimulate US
- The Dolans
- Video
INVESTING
- Stock Quotes
- Stock Charts
- Stock Ticker
- Portfolio
- Stock Screener
- Broker Center
- Mutual Fund Center
- ETF Center
- Money
- 24/7 Wall St.
- Financial Glossary
SMALL BUSINESS
In Debt Collections Hell?
Have you been the victim of ruthless debt collection tactics? Tell us how you've been mistreated or unfairly hounded for the money you owe.
Ask Me About Debt
Lita Epstein
Do you have a question about getting out of debt? Ask our personal finance expert Lita Epstein.
New credit card practices could cost consumers billions
Credit card companies continue to look for ways to skirt the new CARD Act. They've found a number of "hidden" price changes...
Could sitcoms help you get out of debt?
Pop culture is poised on the precipice of a mid-season replacement lineup as networks get ready to roll out their latest...
Ask the Dolans: How do I get a copy of my credit score?
Ken and Daria Dolan, America's first family of personal finance, answer your questions every Friday. Click here to ask Ken...
Debt Diet Part 5: Making men, women and money get along at the holidays
Experts tout talking about money as one of the best ways to avoid financial miscommunication in a relationship. But what...
Credit Reports: The Basics
Your credit report reveals more than your credit history; it's the basis for your financial report card -- the credit score.
- Credit Report Basics
- When to Get a Credit Report
- Obtaining a Credit Report
- Reading Your Credit Report
- Avoiding Over-Inquiries on Your Credit Report
- How to Fix Errors on Your Credit Report
- Repair Your Credit; Improve Your Credit Score
- Credit Repair Services
- Credit Counseling Services
- Credit CardsFrom the Blog
