Time to Schedule a Credit-Card Checkup

posted: 164 DAYS 8 HOURS AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score

Getty Images

If you haven't requested a copy of your credit report for mistakes recently, or contacted your creditors about your rewards points, it might be time for an annual review of your credit cards. Read on to find out the benefits and how to make a check-up work for you.

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Obama Signs Credit Card Reforms into Law

posted: 169 DAYS 2 HOURS AGO

Getty Images

President Barack Obama signed new credit card rules into law Friday. Finally consumers will get the protection they need starting as early as August.

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Will Cardholder Protection Law Hurt Us?

posted: 170 DAYS 1 HOUR AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Recession

Will the new credit card legislation President Obama is about to sign into law hurt more consumers than it helps? That depends on who you ask. Card issuers and banks are warning that the cardholder-protection law might sting a little; consumer advocates say no way. For the full debate, read on.

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U.S. House Easily Passes Credit-Card Bill

posted: 171 DAYS 4 HOURS AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Recession

The U.S. House of Representatives voted to approve a credit-card reform bill, a day after the Senate approved the same protections by an overwhelming 90-5 bipartisan vote. President Obama is expected to sign the legislation, which limits interest-rate hikes and other industry practices, as early as this week. Read on for more details.

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What the Cardholder Law Means to You

posted: 169 DAYS 23 HOURS AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Recession

David Rogowski, AOL

President Obama may sign Congress's new bills protecting credit cardholders, making them federal law, as early as this week. But what does that mean to you? Read on to learn what's in the fine print.

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Senate Passes Cardholder Protection Bill

posted: 172 DAYS 5 HOURS AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Recession

The U.S. Senate today passed a bill protecting credit-cardholders from such lucrative industry strategies as hiking interest rates and shifting payment deadlines with little warning, marketing cards to minors, and issuing excessive fees. Read on for all the details.

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Spring Cleaning for Your Credit Score

posted: 173 DAYS 1 HOUR AGO

filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt

At age 27, Audrey Seiberling (left) was nearly $19,000 in credit-card debt. Today, at 29, she's debt-free. How (and why) she got herself out of debt should motivate us all. Read on for eight great (and surprisingly simple) steps to help you free yourself from debt.

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'Times Magazine' on Credit, Foreclosure

posted: 176 DAYS 3 HOURS AGO

filed under: Banking, Checking Account, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Fraud, Mortgages, Recession, Refinancing

AP

On Sunday, The New York Times Magazine will publish its Money Issue, featuring at least two stories virtually guaranteed to spoil your brunch: reporter Edmund L. Andrews's personal tale of his own harrowing misadventures in the subprime-mortgage crisis, and Charles Duhigg's study of what the credit-card companies are doing to track your every move (and figure out whether you've been naughty or nice). Read on.

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How to Make (or Break) Your Credit Score

posted: 179 DAYS 8 HOURS AGO

filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Recession

Everything you do (and buy) drives your credit score. It may seem obvious that smart decisions send your score up and save you money, while bad decisions do the opposite -- yet lots of people seem to get trapped in debt. Here, WalletPop looks at four personal stories of people who changed their credit score for the better -- or the worse -- by making simple moves they quickly appreciated or regretted. Do their stories sound familiar? Read on and find out.

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