Credit Cards

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The Get-Out-Of-Debt Baggie Trick

Credit Cards
David Rogowski, AOL
Hankering after a zero-percent balance transfer offer? If you need a little relief from a high interest rate, then do it, but make sure your next step is to do what our blogger recommends. Click through to find out his surefire trick for getting into further debt.
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No Relief for Credit Card Debt

credit card swipe
Concerned that deferred reporting of credit losses could undermine confidence in the banking system, federal regulators turn down a request from banks and consumer advocates pressing lenders to forgive huge portions of credit card debt.
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WalletPop Blog

A Fee to Consider if You Fear for Your Job

Credit Cards
David Rogowski, AOL
You might have ignored those offers for a credit card protection plan in the past. But if your job is in jeopardy, you may want to start considering one. Josh Smith crunches the numbers to see if they are worth the cost.
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Biggest 'Get Out of Debt' Mistakes

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Getty Images
Everyone mired in debt wishes for some type of magic spell that can make it disappear. Unfortunately there are no magic words to get rid of debt. You can only pay off debt with a disciplined plan of paying more on your accounts than the interest due.
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Best Bills to Pay Last

Are some bills less critical than others in the grand scheme of keeping a head over your roof and avoiding bankruptcy? In the short-term, yes. Starting with the most important, these are MainStreet's suggestions.
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Best Holiday Credit Card Perks

holiday credit cards
So you've finally figured out what to get everyone for the holidays. You've made your shopping list and checked it twice. But before you head to the mall, you should make one final review -- of your credit cards. Here are five perks that your credit card may offer over the holidays:
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Why Credit Card Fees Are Going Up

Just when most people need a break on their debts, credit card companies are consistently raising fees on credit cards, but there are trends going on behind banks' doors that are making this happen. Here's how it happens...
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In Debt Collections Hell?

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Have you been the victim of ruthless debt collection tactics? Tell us how you've been mistreated or unfairly hounded for the money you owe.

    Ask Me About Debt

    overwhelmed by debtLita Epstein

    Do you have a question about getting out of debt? Ask our personal finance expert Lita Epstein.

      Julie Tilsner
      Julie Tilsner Filed Under: , , ,

      License to spend: Why gift cards are better than money

      I stumbled upon a long-forgotten Starbucks gift card the other day and rejoiced. Here was $10-worth of coffee and treats -- luxuries I no longer allow myself in the name of frugality -- just begging...

      Aaron Crowe
      Aaron Crowe Filed Under: , , , ,

      Santa's bringing a gas gift card this year - oh joy of the season!

      Imagine it's Christmas morning. You rush downstairs and first check your Christmas stocking to see what Santa put inside -- a gasoline gift card. Surprise! Merry Christmas! In what is now an ongoing...

      Josh Smith
      Josh Smith Filed Under: ,

      The hazards of using a 0% balance transfer credit card!

      Even though the credit crunch slowed the 0% balance transfer offers I get in the mail, I recently found a good offer for 12 months of zero interest. When the card came in the mail last month, the...

      Josh Smith
      Josh Smith Filed Under: ,

      Is credit card payment protection worth it if your job is in jeopardy?

      If you've had a credit card for more than three months you've likely been solicited to sign up for a payment protection plan. The benefits of these plans vary among card issuers, but in most cases, if...

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