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Ask Me About Debt
Lita Epstein
Do you have a question about getting out of debt? Ask our personal finance expert Lita Epstein.
License to spend: Why gift cards are better than money
I stumbled upon a long-forgotten Starbucks gift card the other day and rejoiced. Here was $10-worth of coffee and treats -- luxuries I no longer allow myself in the name of frugality -- just begging...
Santa's bringing a gas gift card this year - oh joy of the season!
Imagine it's Christmas morning. You rush downstairs and first check your Christmas stocking to see what Santa put inside -- a gasoline gift card. Surprise! Merry Christmas! In what is now an ongoing...
The hazards of using a 0% balance transfer credit card!
Even though the credit crunch slowed the 0% balance transfer offers I get in the mail, I recently found a good offer for 12 months of zero interest. When the card came in the mail last month, the...
Is credit card payment protection worth it if your job is in jeopardy?
If you've had a credit card for more than three months you've likely been solicited to sign up for a payment protection plan. The benefits of these plans vary among card issuers, but in most cases, if...
