Wanna get away? With all apologies to Southwest Airlines, it's not looking like the travel industry is going to get a boost from Bush's economic stimulus package: Only one in five of approximately 1,000 respondents to a recent USA Today/Gallup Poll said they were likely to use part or all of their rebates for vacation or travel, and 64% said they were not at all likely to do so.

That's not stopping hotels across the country from trying to tempt Americans to stimulate the economy by indulging their wanderlust. Until May 13, travelers who book a vacation package to cities like New Orleans, New York, Vegas and Nashville through Expedia's Explore America can save up to 30% on hotel stays. But you've gotta go between May 23 and Sept. 5.

If you're looking for lodgings by the beach, a slew of Virginia Beach hotels are offering their own economic stimulus packages. Among these are a "Romantic Weekend Getaway" at the Cavalier Hotel, where for $159-$319 per night through June 19, couples can get a room and indulge in complimentary champagne and chocolate-covered strawberries, then take a free one-hour bike ride to work it all off.

If your vacation is more of a family affair, get thee to the Clarion Resort Beach Quarters Resort for its "Virginia Beach Break-Away Package": two nights' stay, tickets to the Virginia Aquarium and Marine Science Center, tickets to the Virginia Zoo and dinner at Pi-zzeria for $399 through June.

If you are among the lucky few who can take advantage of these deals, I enviously wish you bon voyage. I'll be thinking of you as I'm using my rebate to pay for past credit indiscretions and thumbing hungrily through old vacation photos from my boom years.

Years ago, I was reading an Archie comic... yes, you can now either nod in appreciation or start mocking me... and earlier today, one gag that has long stuck in my head flashed back to me. Archie Andrews is going to the movies, and he sees a sign at the theater advertising something along the words of: Attractive Prices.

He goes right up to the ticket booth and discovers that the price is something shocking (given this was the 1970s, it was probably $3). Archie is indignant, asking how they could possibly advertise these prices as attractive.

And the woman at the booth smiles and says, "Well, we like it."

I thought of that when I was reading about a Harris Interactive study that was released earlier this week by iCongo, a business to business web e-commerce company. One third of American adults say that they are more likely to shop on the Internet, as opposed to going into a store, because of high gas prices.

And seeing the survey and thinking of the Archie comic is when it hit me -- not for the first time -- that what's bad for one person's wallet is usually good for another. Online retailers probably are making out better than usual right about now due to some folks thinking twice before driving out to a book or toy store. In fact, maybe some of the public are giving online grocery stores a second look. And crummy as the economy may seem, I'm betting that certain industries and niche markets are growing very nicely right now. Especially companies that conduct surveys about the shaky economy -- they must be making a killing.

Geoff Williams is a business journalist and the author of C.C. Pyle's Amazing Foot Race: The True Story of the 1928 Coast-to-Coast Run Across America (Rodale).

Mary Kay ladies are notorious for citing all sorts of phantom statistics to recruit anyone and everyone into their cosmetics "business opportunity." To hear them tell it, Mary Kay has made more female millionaires, has more women making $50,000 or more, has given away more free cars,.... and on and on and on. (Yes, all these statements are pure fiction with no hard facts to support them.)

Amazingly, one often cited "fact" might just be true. It's been said that during difficult economic times, women buy more cosmetics. When money is tight they might not be able to justify buying a new outfit or handbag, but a relatively small purchase of an "extra" like makeup will boost her spirits.

Yes, we all know that food prices are rising. It's worth remembering that this isn't just happening in the United States but that food prices have risen worldwide. If you look at the global picture, you won't complain about paying $4.00 for a gallon of milk. Bottom line? We are still food rich and we have lots of alternatives if we don't want to pay more for groceries.

Thinking about food purchasing and preparation is another opportunity that the recession brings for recalibrating how we live and spend. We eat and spend too much and move around too little.

Here's a challenge.Take a small spiral notebook and use to it keep track of what you eat and what you pay for the next week. Include the bottle of diet coke that you buy at the gas station, the $28 you spend on take-out, the totals at the grocery store, the five cups of coffee or vitamin water. At the end of the week, sit down with the local store circulars and see whether you can't easily feed your family for less than 2/3 of that amount.

There is still talk of a second economic stimulus package from our federal government, this time it may be focused on helping homeowners in danger of foreclosure. Those in favor of it say it's necessary because foreclosure negatively affects children. I don't disagree that a child can be upset when he or she has to move out of their home. The child may have to change schools, may have to make new friends, and may lose connections made with neighborhood kids.

What I think is more upsetting, however, is having parents who put the child in such a situation. Parents should be parents. The government should not have to be the parents... the government should not be bailing out homeowners who got in over their heads. Parents should be making a conscious decision to put their child's needs first, and that includes offering the child a stable home life and place to live.

Let's face it: The answer to the problem is not to have Uncle Sam come to the rescue of people who bought more house than they could afford. The real answer is to have them dig themselves out of their problems, and hopefully learn an important lesson. Our government can't bail out every problem. And it certainly isn't fair to make taxpayers foot the bill for those who are in foreclosure.

Tracy L. Coenen, CPA, MBA, CFE performs fraud examinations and financial investigations for her company Sequence Inc. Forensic Accounting, and is the author of Essentials of Corporate Fraud.

This post is part of a series about real-life signs we're in a recession.

Tobias Buckell tells me that the dojo in his hometown has added a new side business to its martial arts; balloons. This is one example of a growing movement of small businesses compensating for falling sales by adding new business products, sometimes with comedic results.

In my neighborhood, the local model train shop is now also making banners. Signs announcing the lure of 'free internet inside' are on every business door except the portable toilets.

I see the potential for ancillary businesses as a great way to weather the recession. For example-

• A combination funeral parlor and Ebay shop (sell off the estate)
• Why not cross Terrier breeding with ditch digging?
• A diaper service / defumigating service would be a natural.
• Tobacconists could make a mint selling bottled oxygen.
• Why don't laundromats sell deodorant?
• How about a combination pizza parlor & Weight Watcher's center?
• An optometrist that runs a car body shop on the side.
• And pick your politician – shouldn't they be selling bottled gas?

What is the funniest or oddest business combination you've seen?

This post is part of a series about real-life signs we're in a recession.

Picture this, thrift store brethren: A woman in a late model Mercedes parks next to you and wanders into your favorite thrift store. Once inside, you notice her picking through the clothes, the bags, the belts, and eyeballing one of several interesting pieces of furniture.

What's going on, you wonder, not a little put out by the sight of an apparently well-off member of society making use of "your" affordable consumer items.

What's going on here is an over-all belt-tightening. As the economy loses steam, people fear for the jobs, and the house-ATM machine dries up, people are looking at all the ways they can save. Frugality has suddenly become "in."

We have already covered recession proof jobs and recession proof demographics, but now you can find recession proof cities to live in. Forbes has compiled a listing of the top ten cities to weather out a recession in. The study looked at 50 different metro areas in the U.S. and based the ranking on many factors including unemployment data, non farm job growth and median home prices. Forbes didn't just look at static data to determine these top cities, they also looked at projections based on a November 2007 study regarding metro areas and the current economy adding more value to the list overall.

Just because these ten cities from San Jose to Raleigh are predicted to weather a recession well, doesn't mean you should call up U-Haul and plan you move just yet. If you are already settled down in a city with a job and your house isn't going into foreclosure anytime soon the move may be more trouble than it is worth. On the other hand if you are looking for a fresh start or you just graduated these cities might be the best places to focus your search for a slice of the American dream.

If we were going to pick up and head to any of these metro areas to get through the recession it would definitely be San Antonio. Not only is it a spectacular city, the housing market is doing well and it has good employment numbers. The biggest downside to picking up and moving to a recession proof city is that you will likely be paying more for a house in the strong local market and taking a hit trying to unload your current home in small-town USA.

This post is part of a series about real-life signs we're in a recession.

As a city dweller, I've always found visiting Costco with my parents something of a treat. The cheap food at huge quantities, the surprisingly affordable gadgets, the mounds and mounds of remarkably affordable clothes.

I would make an afternoon of it a couple of times a year, bring my kids, wander the aisles with my folks and sample the free goodies. At check-out time, the bill would inevitably come to something in the $200 to $300 range, I'd write a check to my Dad, and we'd leave feeling like we had a kind of expensive but amusing family outing. I didn't join Costco since the idea of paying a fee to save money on purchases just didn't make sense to me. And how often would I really get there?

But finally, just a month or so ago, in my own personal sign of recession, I decided that it was time for me to join Costco myself. I know I'm not alone. Costco is one of the few retailers doing pretty well these days. Lots of Americans are worrying about the rising price of food. No matter how secure my husband and I feel in our own jobs, we see rising job insecurity all around us. Given that backdrop, I decided it really is worth it to pay $50 to join the Costco club.

This post is part of a series about real-life signs we're in a recession.

It has been fun for the past year, since my son was born, driving around in a 1999 Ford Taurus with three kids crammed into the back seat. But the plan has long been to buy a minivan.

The only one my eight-year-old daughter, who loves our Taurus almost as much as my husband, would consent to is the new Dodge Grand Caravan, for 2008. That's because it is the one with the seats that spin and face backwards and the little pop-in table for in-van picnicking.

Am I a sucker for swivel and go seating? Yes! I thought we had an easy decision and I even joined Costco (more on that decision) to take advantage of their no-haggle car buying program. I had my special incentives and zero percent financing deals all lined up when I went to the nearest participating dealer, ready to buy.

Only problem: I thought I could buy a car for about $22,000. But when I got done talking to the salesman, he had me convinced I needed a model that cost $36,000. With my cheap financing deal, that was still $1,000 a month.

This post is part of a series about real-life signs we're in a recession.

Does the thought of moving to a new city after graduation, as the economy heads towards a recession, frighten you? If so, you may want to do what some whippersnappers are doing: move in with grandma and grandpa in order to save money on rent. While this may induce thoughts of plastic-covered furniture and conservative talk radio blaring from the living room, many families are making it work. Living with your grandparents can also provide benefits to the entire family. They can rest easy knowing someone is around to help out around the house and be a point of contact in case of emergencies.

CNN recently provided a set of tips for living with your grandparents. It includes laying down ground rules and having separate spaces. Moving in with "Oma" and "Pop Pop", in their two bedroom efficiency in Manhattan, may not work out for any of the involved parties. If you are lucky enough to have grandparents near your new job, moving in with them could insulate you from the rising cost of living which has come in the form of gas and food price increases. Having a support system in place is another "value add" in the event your new position gets cut during a recession. One example is Jennifer Blankenship, who lives with her grandparents to save money as rent in her town approaches $1,500 per month!

As I spoke with friends from college I didn't find anyone who was living with their grandparents but several did express concern about what they would do if a recession brought layoffs. Several friends mentioned that their grandparent's houses could provide a place close to work which would allow them to maintain their jobs and friends even during a recession. If we were in a boom period I doubt we would see young adults moving in with grandparents just to save on rent. When times get tough, the tough go to grandma's!

This post is part of a series about real-life signs we're in a recession.

I've had a couple close calls over the years, but happily, I've never had the experience of having anything repossessed. But if anyone reading this has had something hauled away, if it makes you feel any better, you're obviously not alone.

In this almost-but-not-quite recession, repo men have some enviable careers. Newspapers around the country have been publishing stories about local repo men raking in the bucks, taking away mostly vehicles, from cars to campers, and motorcycles to motor boats. According to KHOU, a Houston TV news station, 1.5 million vehicles were repossessed last year, a 15-percent increase from 2006. 2008 is expected to jump 10 percent from 2007.

But you can't really blame the repo men. They didn't create the current economic conditions, and they are just doing their job, and while I'm sure they're glad to be making extra money (who wouldn't want that?), I doubt these guys are getting their kicks off another person's misery. Besides, somebody's gotta do it.

Despite what you may hear in the media, we are still not in a recession. I've heard reporters suggest that we should ignore the actual definition of "recession" and say we're in one anyway. I suppose that sort of intellectual dishonesty gets more viewers... But the truth is that economic indicators show that the American economy grew at a rate of 0.6% in the first quarter of 2008. That's not stellar by any stretch of the imagination, but our economy is not retracting, plain and simple.

Here's the thing: I'm not suggesting that everything is just peachy with our economy. There are problems with prices and I do see some people losing jobs. But I also know that lots of people are getting new jobs and there are lots of people shopping and eating out. While our economy isn't growing as fast has it had been for a few years, it is still growing!!!!

I know it sells more papers and creates more television viewers if we can spice things up and ignore the real economic indicators. Americans want to believe we're in a recession and even headed for a depression. I don't get that mentality... I don't understand why people are adamant that we should say our economy is tanking when it's really not. And of course, there are those who say we should throw out the economic indicators all together because they're not valid measures. I disagree.

Yes, consumers are having to adjust their spending in many ways. But we're still doing well and we're not in a recession. Plan for the worst, but don't keep talking about it like it's already here. The American economy is growing, and for that we should be thankful.

Tracy L. Coenen, CPA, MBA, CFE performs fraud examinations and financial investigations for her company Sequence Inc. Forensic Accounting, and is the author of Essentials of Corporate Fraud.

This post is part of a series about real-life signs we're in a recession.

When I was a kid, summers were spent playing in the backyard with my brothers and sister and about two dozen children who lived in my neighborhood, a small farming town in New Jersey. If you look around the suburban neighborhood where I live now on a summer day, it's devoid of children. Kids as young as three gear up every morning and head to day camp. If you have a couple of kids enrolled for four to six weeks, as many are, summer camp can set you back more than $10,000.

The thing that kills me is that my kids don't really like going to camp. Last summer they each spent two weeks at an ESF Camp (which has locations in Delaware, CT, PA and NJ) and one week at a nature day camp at our local Audubon Center. Three weeks of camp cost just under $3,000.

It seems like a waste of money, given that I usually ship them off to camp because there are no kids around to play with! I'm not the only one with summer camp sticker shock. This year, I plan to cut back on camp expenses by skipping camp altogether or finding less expensive ones. For example, I'm looking into a town-run baseball camp that one of my son's buddies is attending for $400 for two weeks and my daughter may sign up for a similarly priced art and music camp.

This post is part of a series about real-life signs we're in a recession.

For years, I've lived by a couple rules. For instance, I never eat yellow snow, and I never step foot inside one of those payday lending establishments.

Well, at least my yellow snow rule is still intact.

Like many Americans, I've never had a high opinion of payday lending loan establishments, but earlier this year, utterly broke, I finally broke down. My reasoning was that I'd rather take out a few hundred dollars from a payday loan place than ask my parents for money, something that really loses its appeal after the age of, say, 25, let alone when you're 38. And the last thing I wanted to do was to try to play a cat-and-mouse game with my bank called, "Write a check to the store and hope it's not cashed for awhile."

So I confess. Earlier this year, for the first time in my life, I went to a payday loan place. But I only did it once. Well, twice.

OK, four times.