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Filed under: Health

Train your brain, And gain as you age

Filed under: Retire, Technology, Health

What fun is retiring well-off if you're not all there to enjoy the ride?

Anyone unfortunate to have witnessed the ravages of Alzheimer's certainly understands. But almost all of us have experienced some kind of preview of diminished capacity to come -- glasses "lost" perched right atop our brows; forgetting whether or not you just took that vitamin; mentally misplacing long-burned-in info, like your mom's birthday. It starts earlier than most of us want to admit.

There's good news, in the form of research showing the brain has more plasticity than previously thought. In laymen's terms, our aging brains can likely benefit from regular exercise, to help stave off what was previously written off as inevitable, age-induced, mental atrophy.


Continue reading Train your brain, And gain as you age

Bike to Work Week starts Monday!

Filed under: Transportation, Health

bicycle and man on suitThis coming week May 12 through 16 is Bike-to-Work Week with Friday the 16 being Bike-to-Work day. The event is sponsored by the League of American Bicyclists and has many events nationwide. The league has also provided a listing of 50 ways to enjoy the bike related festivities during May, national Bike Month. If you have organized an event in your local community as part of the celebration you can get it added to the official page of events.

Biking to work is a great way to save money on gas as it approaches the $4 mark in many areas of the country. Biking to work has many other benefits including being environmentally friendly. The exercise gained from biking to and from work even a short distance is good for your body. The savings over time for being healthy and in good shape throughout your life is worth more than most people can tally up.

If I was more of a morning person or if I lived closer to work I would definitely take advantage of Bike-to-Work week. Unfortunately I live about 20 miles one way from work and I don't have the desire to get up early enough nor do I have the physical prowess to bike 20 miles and then put in a full day's work. If my employer provided a good shower facility I might attempt to bike every now and then, so long as I had a safety net to pick me up when I fell behind.

Do any readers bike to work? How far do you go? Does your employer provide areas to benefit bikers or incentives to bike?

Diabetes danger: Back away from the Burger King!

Filed under: Food, Home, Health

My wife and I are thinking about moving. As we've been looking at various apartments, we've had to consider the standard questions: how close is it to the subway, what is the nearest hospital, do the drug dealers seem friendly, what's the homicide rate, how many pairs of shoes are dangling from the nearby power lines...

You know, the standard Bronx questions.

One issue that we've never considered is the distance between our home and the nearest McDonald's. However, a recent study has revealed that our proximity to fast-food restaurants and convenience stores might be among the most important considerations when we choose our next home.

Continue reading Diabetes danger: Back away from the Burger King!

Drinking green: Just say no to bottled water

Filed under: Saving, Simplification, Health

Drink this up. Despite what the marketers of bottled water have almost convinced us of, there remains little scientific evidence that drinking eight cups of water a day does anything more for your health than make you pee a lot.

A piece in last week's Health Section of the New York Times cites a new study in the June issue of The Journal of the American Society of Nephrology, which reports that researchers can't even find where the "at least eight cups of water a day" rule came from.

"Under normal circumstances," Dr. Stanley Goldfarb, a co-author and a professor of medicine at the University of Pennsylvania told the Times, "drinking extra water is unnecessary. I want to relieve people of the burden of schlepping water bottles around all day long."

Continue reading Drinking green: Just say no to bottled water

$35,000 for a cat that doesn't make me sneeze?

Filed under: Extracurriculars, Health, Relationships

catIf you have money to burn and you're allergic to pet dander, but you'd really like to have a cat; have I got a deal for you! ABC News reported recently that a company called Allerca claimed two years ago that they had developed the world's first hypoallergenic cat. Allergic cat lovers immediately began paying deposits for ownership of the sneeze-free felines.

Selling prices range anywhere from $4,000 to $6,000 for your average tabby all the way up to $35,000 for an exotic variety of "wild cat." Emergency room doctor David Avner, who has researched the key feline protein believed to cause allergic reactions, says hypoallergenic cats are a fallacy. That's where the matter becomes a bit cloak and dagger-ish.

Continue reading $35,000 for a cat that doesn't make me sneeze?

Smile and say ch...ch...ch..condom!

Filed under: Sex Sells, Extracurriculars, Health

File this under the heading of "What will they think of next?" The condom marketer Lifestyles has put a new spin on an old photo booth. Gone are the days when you and your love could snuggle, giggle and mug it up in the five-for-a-quarter photo booth. Back then, you dropped in your coin and you got a strip of black and white snap shots. These days you put in your money, pose for some snaps and you could get your pictures along with... you guessed it... condoms.

Lifestyles brand debuted its novel new photo booth concept in January at the Sundance Film Festival in Utah. Since that time, the company has expressed an interest in having more of the booths built for placement in large city clubs. Personally, I think the idea would present too much of a logistical nightmare for the company to be of any real value. I think the idea is more of a timely yet quirky publicity stunt.

Now, I have some ideas for other ways to move condoms. They could give them out at gas stations for when you get screwed at the pump. Or how about having the IRS send condoms out on a regular basis to taxpayers? In that scenario, they might want to furnish some complimentary KY Jelly also. My state Department of Motor Vehicles could put one in the envelope along with the yearly vehicle registration payment notice they send. We might also start looking for them in with those handy Social Security benefit estimates we're supposed to get each year.

Kudos to Lifestyles for coming up with an original condom awareness device. The approach is to be admired for its novelty. But honestly folks, It's my opinion that photo booths are for picture taking and they should be reserved for that purpose. Condoms on the other hand, are for... well... you know.

Eating right at Mickey D's

Filed under: Food, Health

Fast food has been blamed for the plague of Dunlop disease in the U.S. ("My belly dunlop over my belt.") Certainly, a typical meal at McDonald's takes a lot of work to burn off. A Quarter-pounder with Cheese (in Europe, a Royal with Cheese), fries and a medium Coke contains 1,100 calories. The average person needs 1,800- 2,500 calories for an entire day to maintain consistent weight.

However, most chains now offer waistline-friendly selections. For example, McDonald's has compiled suggested menus that don't require you to eat leaves and twigs. These include-

Breakfast:
Sausage Burrito
12 oz. orange juice
440 calories
(For comparison, two glazed Krispy Kreme doughnuts have 400 calories)

Lunch:
4 pc. Chicken McNuggets w/ honey dipping sauce
Side salad with a half pack of Newman's Caesar dressing
Small Sprite
470 calories

Supper:
Cheeseburger
Apple dippers with low-fat caramel sauce
Small Diet Coke
400 calories

Certainly these menu selections aren't perfect; they are high in fat, sodium and cholesterol. However, for sedentary workers they make a lot more sense.

More cheap prescription drugs coming to Wal-Mart

Filed under: Shopping, Health

When Wal-Mart first lowered the price of certain generic prescription drugs to $4 for a 30-day supply, consumers wondered how they could do it. Wouldn't they lose money? Of course they would lose money on the prescription, but the master of merchandising knew they'd more than make up for those losses on what you'd purchase while you were waiting for your prescription.

Now Wal-Mart has announced that it's going to make even more drugs available for $4 (30 day supply) or $10 (90 day supply). These aren't your newest, fanciest drugs. But they are common generics that many people take daily. They will now have over 1,000 prescription drugs available at bargain basement prices.

And there's another bright side for consumers: Even if you don't shop at Wal-Mart, you might benefit. Consumers filling their prescriptions at Target also receive the same bargain pricing, in an effort to compete with Wal-Mart. And I'm sure there are other chains that have also followed suit, giving consumers several options for extremely affordable prescription drugs.

Tracy L. Coenen, CPA, MBA, CFE performs fraud examinations and financial investigations for her company Sequence Inc. Forensic Accounting, and is the author of Essentials of Corporate Fraud.

Save your money, forget about diet pills

Filed under: Health

green pillsMSNBC took a look into the effectiveness of diet pills recently and found that, on their own, diet pills won't make you thin. Despite the reality that diet pills aren't magic bullets, the drug industry is set to roll out almost 15 new diet pills in the next few years! Many experts agree that diet pills can be used in tandem with exercise to make a difference, but taking them alone is only an exercise in futility.

I think deep down a lot of people who purchase diet pills know they don't work, but at the same time they rationalize that this one is new and maybe, just maybe, it will be the one. I know I have been tempted by the snake-skin oil hucksters pitching these bowel loosing magic pills before, but I never bought in so to speak. I dropped about 40 pounds towards the end of my high school career the cheap way, running and more running, and for dessert, more running.

Now as I think about how to lose some weight I gained over the winter, I would love to be able to pop a pill in the morning for 6 weeks and drop 12 pounds. The problem is I don't want to be popping pills for the rest of my life to keep 12 pounds off, as this would get pricey real quick. For many people a diet pill could be a good tool to add to their weight loss arsenal, but relying on a pill without changing any habits is ridiculous. Save your money, in many cases a lot of money, and combine working out with eating less to lose weight.

Forget about your health savings accounts!

Filed under: Saving, Simplification, Health

nurse with stethoscopeHealth Savings accounts are a great tool for preparing for medical expenses, both planned and unplanned. After a knee surgery last year tapped out our HSA, we bumped up our monthly contributions to try quickly build up to a useful amount. After putting the increase in place we promptly forgot about it and adjusted to the slight decrease in take home pay. Despite being forced to drop the amount contributed by the yearly caps the balance and the contributions have remained untouched and out of mind for several months.

Last week we got a bill for about $400 from the local hospital prompting me to call up and find out what our HSA balance was. To my surprise the balance was more than double what I expected! I had forgotten that we had bumped our monthly contribution months ago up and that in the meantime our employer had made a contribution which led to a significant balance. I quickly made sure the money was actually mine and faxed in the request form .

That's it, no muss no fuss and we didn't have to put the payment on a credit card or string it out for months at the hospital. As an added bonus our hospital has an incentive to pay early, so we save 5% on the total bill. When it comes to savings of any kind, the best method may be to, "set it and forget it".

Help for the uninsured

Filed under: Insurance, Health

This week, the Robert Wood Johnson Foundation is sponsoring Cover the Uninsured Week, a program launched in 2003 to raise awareness of the plight of the 47 million Americans who lack health insurance.

The foundation's web site is packed with helpful information and resources, as well as moving personal stories and facts and figures documenting the problem. Perhaps most helpful are the state profiles with specifics on eligibility and coverage information, and state-by-state guides on how to find low-cost and free health insurance programs. The site also links to events happening across the country to provide health education and to sign up families for health insurance. For example, ten health fairs are being held in California this week and weekend by various community organizations. The Robert Wood Johnson Foundation also sponsors back to school week in August to help uninsured school children enroll in health plans.

Here in Connecticut, I read about the campaign in a local paper, which mentioned that Americares runs three free clinics in the state, in Bridgeport, Danbury and Norwalk. To find out if you're eligible, visit the Americares free clinics website. The Stamford-based charity opened its first free U.S. clinic in 1994 to serve the medical needs of the working poor, although it is better known for its international relief work.

2,900 calorie cheese fries at Outback Steakhouse

Filed under: Food, Health

The last time I wrote about restaurants offering huge portions of unhealthy calories, one kind commenter referred to me as "food Stalin."

Well now I'm at it again. Fortune Small Business reports that Outback Steakhouse sells 2,900 calorie cheese-fries. A new law in New York requires that the company and other large chains post the calorie information on the menu, and other states may follow suit.

Of course, there's nothing illegal about offering 2,900 calorie cheese-fries. But I have to say: I think it's at least socially irresponsible to offer serving sizes that are by definition unhealthy for anyone to eat.

Whether disclosure laws will do anything to temper people's appetites is doubtful. The amount of knowledge/information that consumers have about nutrition has done nothing but increase over the past 50 years -- and has our nation's collective waistline.

Health care too expensive? Fly to Singapore!

Filed under: Budgets, Debt, Health, Travel

As I've mentioned before, I used to teach college. Although I still gripe from time to time about the downsides of teaching -- the poor pay, the administration, the poor pay, the push for political correctness, the poor pay -- I have to admit that there were a few bright aspects. I loved working with students, I enjoyed having a big office, and I really, really appreciated the health care.

Working for a state-supported university in Virginia, my health care was very cheap. In return for a premium of less than $100 a month, my wife, daughter, and I all received medical and dental benefits that, in retrospect, were pretty outstanding. To give you an idea, my daughter's birth cost my wife and I less than $300; taking into account all the prenatal visits and whatnot, I think it still came out to under $500.

Recently, I've been having some dental work done. Now that I am no longer employed by the state, I have come to realize just how great my deal was. As a further lesson, my sister has been in and out of the hospital for the past few months with a chronic liver problem that she has had since she was a baby. As an artist, she makes very little money, but, luckily, Pennsylvania's Medicaid is outstanding, as are the programs at the Geisinger Clinic, the hospital that is treating her. Otherwise, she would probably be in debt for the rest of her life.


Continue reading Health care too expensive? Fly to Singapore!

Cheap sunscreen can save you a fortune in cancer treatments

Filed under: Daily Deal, Health

Daily Deal for Thursday, May 1, 2008: Save thousands of dollars on melanoma treatments by using inexpensive sunscreen liberally. No-Ad Maximum Sun Block Lotion SPF-45, 16 oz., $8.95 plus shipping, drugsdepot.com.

The American Cancer Society has some sensible precautions you can adopt to reduce the chance of developing skin cancer: avoid exposure during the sunniest part of the day, wear a hat and sleeves, and, of course, use sunscreen. Unfortunately, many of the brand-name sunscreen products are very pricey.

But not all. Consumer Reports recently named No-Ad Maximum Sun Block Lotion SPF-45 as a best buy, as it stands up to comparison with the top brands in performance yet sells at a price that won't tempt you to skimp on its use. The 16 oz. bottle is a good value, although if you can find it in your local pharmacy you might do better than this mail-order price, since shipping will eat up much of the savings. If you can bundle this purchase as part of a $100 order from drugdepot.com, however, shipping is free.

Don't be penny wise and pound foolish with your sunscreen, unless you like the notion of having a big ugly cancer on the tip of your nose. That's not a good look.

Men skipping hair transplants for spider vein surgery

Filed under: Health

vein billboardIt seems the times, they are a changin'. Traditionally one of the most popular cosmetic surgeries for men was a hair transplant. Not surprisingly, the cost of a hair transplant is pretty high, but when you factor in the 15-year cost of maintenance with the initial procedure, you end up spending an astronomical $30,000 on hair! With belts being tightened in households across the country, men are switching to lower a cost cosmetic surgery, one traditionally associated with women.

According to the American Academy of Cosmetic Surgery (AACS), the treatment of hair transplants has declined for males while the treatment of varicose or spider veins in males has climbed. How much you ask? Sclerotherapy, the surgery for spider veins has risen 226.3% over the past five years for men, while only rising a moderate 3.5% for females. The procedure to repair varicose veins is a more affordable $200-300, compared to just the initial cost for a hair transplant. The AACS, attributes this to fewer stigmas associated with this cosmetic procedure for males.

I don't understand this huge demand for cosmetic surgery in men. Aren't we supposed to be able to grow old, get hair where it doesn't belong and lose the hair we had 10 years ago? When did we lose the ability to look like Walter Matthau and jack Lemon in Grumpy Old Men. Maybe I feel this way because I am only a quarter century old with a full head of hair, but honestly surgery to get rid of spider veins? Unless your getting your varicose veins fixed for health reasons, relax and enjoy the ability to be a weathered old man.

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