While a child's bank which lobs compliments at young females under the guise of one of five heartthrobs every time she deposits money into it isn't practical for most of us, the concept is worth exploring. One of the reasons saving money is hard is that we enjoy getting stuff; the gratification that comes from making purchases is an amazing feeling. For most people the feeling you get depositing 10% of your paycheck into a savings account pales in comparison.

If only there was some way that our financial institutions could gratify us for saving money on top of the monetary rewards.While some people would enjoy a phone call from their bank with every IRA deposit, sweet nothings whispered into your ear by a robot aren't for everyone. I came up with a few ideas which my banks could use to give me some positive re enforcement for putting money into savings:

I've noticed that people tend to forward our Daily Deals on to others when we mention men's clothing. Perhaps this is because many women desperately wish that their husbands would replace their ratty old apparel more frequently.

Ladies, this is one you might want to forward on to them or, if you're really desperate, place the order yourself. Amazon.com has Lee Dungaree shorts on sale for $11.99 - a hefty savings off the $40 list price. And you won't even have to drag dad to the mall! If you spend $25 or more at Amazon, you get free shipping, as always.

Browse the selection here.

It seems the times, they are a changin'. Traditionally one of the most popular cosmetic surgeries for men was a hair transplant. Not surprisingly, the cost of a hair transplant is pretty high, but when you factor in the 15-year cost of maintenance with the initial procedure, you end up spending an astronomical $30,000 on hair! With belts being tightened in households across the country, men are switching to lower a cost cosmetic surgery, one traditionally associated with women.

According to the American Academy of Cosmetic Surgery (AACS), the treatment of hair transplants has declined for males while the treatment of varicose or spider veins in males has climbed. How much you ask? Sclerotherapy, the surgery for spider veins has risen 226.3% over the past five years for men, while only rising a moderate 3.5% for females. The procedure to repair varicose veins is a more affordable $200-300, compared to just the initial cost for a hair transplant. The AACS, attributes this to fewer stigmas associated with this cosmetic procedure for males.

I don't understand this huge demand for cosmetic surgery in men. Aren't we supposed to be able to grow old, get hair where it doesn't belong and lose the hair we had 10 years ago? When did we lose the ability to look like Walter Matthau and jack Lemon in Grumpy Old Men. Maybe I feel this way because I am only a quarter century old with a full head of hair, but honestly surgery to get rid of spider veins? Unless your getting your varicose veins fixed for health reasons, relax and enjoy the ability to be a weathered old man.

Some deals only come around once or twice a year, but offer savings that justify the wait. This post is part of our series on such 'don't miss' sales.

When I think about dressing for business, it's usually just that, thinking. In my world, a stout pair of jeans, a clean t-shirt and a sweatshirt will serve you for just about everything. Yet there's always been a part of me that wanted the natty look of a midnight blue, three piece, pinstriped Brooks Brothers suit. The company is famous for outfitting dignitaries from Abraham Lincoln to John F. Kennedy, as well as popular figures like Clark Gable, Andy Warhol and the Lincoln Center Jazz Orchestra, so it should be able to gild me as well.

The suits normally cost a minor royalty's ransom-- the Golden Fleece two-button pinstripe, for example, retails for $1,600. However, the company's semi-annual sales bring them a little closer to the Earth I inhabit. After Christmas and in June, Brooks Brothers knocks 25% off of much of its stock. If you open a Brooks Brothers credit account at that time, you can bump this discount up to 33%, quite a healthy savings on an outfit just south of $2,000.

Brooks Brothers was established in 1818, during the administration of John Quincy Adams, making it the nation's oldest clothing retailer. With 170 U.S. locations and 70 in other countries, even we in the hinterlands can dress like the famous. You may use this store locater to find Brooks Brothers near you.

Even at 33% off the regular price, those fantastic Golden Fleece suits are still a bit out of my reach, though. For now, I'll just have to imagine how a $1,600 suit must feel. Perhaps I should resume pursuing that law degree after all. Ya think?