While your kids are stressing about college, as in their essays and SAT scores, you're probably stressing about college planning, as in coming up with the money. Of course you want your kids to have the best education possible -- but have you seen what the best education costs these days? Don't worry -- with these top 10 tips for college planning, you may not have to spend the rest of your life paying for the next four years of your kid's life.

College Planning Tip #1: Negotiate your financial aid. You should start to receive financial aid packets from colleges about two weeks after receiving an acceptance letter, and these packets are crucial for college planning. In fact, it can help in your final college planning decision, as schools vary widely in what they'll offer, as they present what they can do to try to make up the difference between their fees and your expected contribution. They calculate this amount via several factors: your financial need, your kid's academic achievements and the aid they have available. This calculation often poses the biggest problem for middle-income families who are college planning -- they have too much to qualify but too little to pay.

Black Friday and Cyber Monday deals are being announced or leaked at such a rapid rate its getting difficult to keep track. Of all the retailers, Toys R Us may well be the most aggressive with the deals and now it is expanding online discounts for the big day, with free shipping, bonuses with purchase, and some special payment plans.

There's even an online layaway program called Bill Me Later. Through Saturday, November 28, new Bill Me Later customers will receive $10 off purchases of $30 or more, with no payments for up to 90 days. In addition, all customers who opt to use Google Checkout will receive $10 off purchases of $60 or more.

Around my house, we don't make the decision to pile into the car and head over to our local Cineplex as easily as we once did. It costs a lot of money these days to see talking animals, wild things and giant meatballs falling from the sky -- and don't get me started on the popcorn.

Going to see the latest kid's film use to be a no-brainer and if the adults slept through it, well, it didn't really matter, but no more. When a family of four has to pay a total of $40.50 to see a "regular" movie, or $56.50 to see that movie in digital 3D, or splurges to see that same movie in digital 3D playing on the "giant" IMAX screen for a whopping $60.50, it suddenly becomes very important that everyone is at least mildly amused or entertained.

To buy tickets to all of the new movies coming out would cost literally hundreds of dollars, and if you throw in drinks and snacks -- there goes college. How to find one that's family-friendly and worth the expense?

Movie reviews for kids are not new, but they are getting increasingly relevant as families demand more of a sure-bet for their entertainment budget. It's impossible to promise that everyone will like a movie, but if you know who to listen to there will be more hits than misses.

Most of the websites are free, such as Kids-in-Mind., Commonsensemedia, Parentpreviews, and Moviemom.

If you happen to be bringing baby over the river and through the woods to grandmother's house for Thanksgiving, you're not alone. Despite the fact The Air Transport Authority is reporting a 4% decline in air travelers, Gail Weinholzer, director of public affairs for AAA said the auto club still expects 40 million people to travel this holiday. Thirty-five million of them will be driving their own cars.

If you're traveling with kids, you not only have to pack your patience, but also a whole lot of gear. It can be tempting to stay home, lock the doors and order-in Chinese.

But tradition calls. In an attempt to actually see out the windows of our SUV, my family recently invested in one of those soft-sided, roof-top storage thingies that strap to the roof rails on top of the car. It definitely helps, but it also transforms our ride into a cross between Vacation, the not-so-funny sequel and Grapes of Wrath.

If you'd rather not go the Sherpa route or are looking to avoid outrageous fees for checking items under the plane, baby equipment rentals seek to offer the solution. Stocked with the kind of sanity saving amenities to which baby has become accustomed (high-chair, Exersaucer, baby gates, infant swing, jogger, double jogger, Boppy ring, etc.) instead of schlepping a frazzled parent might consider renting --and it's not too late to make reservations for those must-have items.

Parents are no strangers to squabbles with kids. For some, it's cleaning their room. While others fight over their kid's homework.

While those can be logical battlegrounds to enter, experts say arguing over food -- specifically if it's over your child being a vegetarian -- aren't worth the fight.

According to Jennifer Nelson, director of clinical dietetics at the Mayo Clinic in Rochester, MN, food battles can be stressful for kids. Especially if they involve peers.

With endowments in the toilet, state aid on the decline, and families scrounging for cash to cover tuition increases, it's nice to know that one group of college constituents aren't suffering: top flight, 7-figure football coaches.

An extensive study conducted by USA Today found that at least 25 college football coaches are making more than $2 million this season -- up 100% from two years ago. The average pay for a head coach in the 120-school Football Bowl Subdivision is up 28% in two years and 46% in three years. The average coach in that elite conference earns $1.36 million.

A survey of bowl-division college presidents conducted by Knight Commission on Intercollegiate Athletics found that 85% of respondents considered the pay packages football and basketball coaches are taking to be "excessive."

Get $1.50 off any package of Huggies diapers through Shortscuts.com. Don't delay as the site only allows a certain number of these coupons to be printed. The coupon expires Dec. 4, 2009.

There is also a coupon for $2 off a pack of Pulls Ups training pants. If you don't see these coupons on the above link they has probably been maxed out.

Buy enough diapers and you can make a diaper cake. Hmmm...tasty.

So you're having to pack up that fancy Maclaren stroller and send it back to its maker because of the massive recall. Now what? It's not like you can get far without your stroller, especially if you live in the city.

But choosing a stroller these days is about as time-consuming as researching your next car. Do you want a jogger? An umbrella? A pram? A two-in-one? Are the Italian ones better than the Japanese ones? Is Graco better than Evenflo? What about double strollers? A side-by-side or a sit n' stand? Is a $500 Peg Perego lightweight better than an $80 lightweight from Evenflo?

The quick answer: Strollersource, a website that lets you compare stroller brands by price and form and function, with all of the facts and none of the hard-sell of a stroller salesman. While there is no shortage of stroller review and comparison shopping sites, this one has a simple, easy-to-use search function that is blissfully free of blinking, screaming shills. Very important for the frazzled, concentration-challenged mom, in my opinion. The site does not sell strollers at all, so you're getting just the facts, ma'am.

A good buy doesn't always end up on your receipt at the register. Sometimes it winds up on your résumé.

According to the College Board, the average college tuition in the United States is $26,273, up more than 4% from last year. But not all universities cost that much, and not all cheap colleges give you junk degrees. Sprinkled across America you'll find some discount degrees that are actually worth just as much as the highest-priced ones.

Tuition at all of these colleges can be had for under $5,000 a year -- and a few are completely free. If your kid's in high school, now is the time to start thinking about how to afford their next big step. Start planning your applications now, because the competition is tight:

So Halloween's over and now you have bags of candy -- literally bags -- lying around promising to do some serious damage to your kids' teeth and your waistline. What to do? Eat it? Throw it away? Put it in the garage and forget about it? We at WalletPop think we've found an answer to this most vexing of parental dilemmas: Donate your extra bags of Halloween candy to a charitable cause.

Send your extra candy overseas -- Several organizations send donations of all kinds to troops in Iraq and Afghanistan. Operation Gratitude will happily take your donations of extra bagged candy to distribute to troops (find more info about procedure here and scroll to the bottom of the page.). Operation Shoebox will take your candy - also any extra socks or old cell phones you care to donate.

Some local dentist offices will buy back your extra candy for $1 a pound, and ship it themselves to U.S. troops abroad. Check here to see if dentists in your area are offering this program.

Ronald McDonald House charities welcomes donations of your extra candy (provided it's in the original wrapper, of course). Check its website for specific giving policies at the Ronald McDonald House near you.

Your local Meals on Wheels charity, which takes meals to housebound seniors, will take your extra candy. Click here to find a local chapter.

As always, women's shelters, churches, synagogues and other places of worship will accept donations of extra candy. The PTA at your child's school may also be happy to have your (bagged) extra candy for use in harvest and holiday festivals.

Probably best to involve your kids in this operation, since while they won't object to sending half their candy to a worthy cause, they will definitely object to losing all of their swag.



Thanks to CoolMomPicks.

Watch out kids -- and adults who love toys: the Toys R Us Big Toy Book, which is billed as the "Biggest Big Book Ever!" is on its way to your front door and, for the first time, you'll be able to browse it on the iPhone and Facebook.

In addition to its new online presence the Big Toy Book is packed with more than $5,500 in savings on toys of all varieties, and features a two-page spread complete with FAO Schwarz deals that will be available in Toys R Us stores.

Toys R Us provided WalletPop with a sneak peak at the 2009 Toys R Us Big Toy Book, where we found the following deals for the kid inside of everyone.

Call it the E = MC squareoff.

Bolstered by its successful anti-screen media campaign that led Baby Einstein to offer a refund for its kid videos, leaders at a Boston-Based non-profit are weighing whether to fight on -- and demand that Walt Disney Company drop "Einstein" from the name altogether, WalletPop has learned in an exclusive.

"We absolutely think they should change the name, but we haven't decided yet what we're going to do with our campaign," says Josh Golin, associate director of Campaign for a Commercial-Free Childhood (CCFC). "We also think that Hebrew University, which licenses the rights to the Einstein name, should reconsider what kind of product they want his name associated with."

At issue for CCFC is whether it thinks continued use of "Einstein" in the megabrand's moniker constitutes a continuing claim of educational value in the videos, targeted largely at kids aged five and under. While "pleased" with Disney's offer to refund $15.99 each for up to four Baby Einstein videos, Golin says he'll watch the campaign closely "to see how things play out."

Here's the latest salvo in the battle for ultimate control over our children. Best Buy is selling a GPS device that will tell you where your child is every minute of the day.

In a sign that child-tracking devices have gone mass-market, it's the first store brand with such an offer. Best Buy is marketing it under its house brand name, Insignia.

It is designed to fit into a backpack and will send a text message back to parents whenever the child has moved outside a "designated" area, such as their school, after-school program, or babysitter's backyard.

The device surely is being aimed at parents with school aged and older kids, since they're the ones presumably who can wander out of eyesight. I can't imagine there being much of a concern of babies escaping, although you never know with parents these days.

The price for this false sense of control? Only $99. Cheap, considering some of the other options out there. That's a house brand for you.

A recently closed pizza place just a lonnnng dough toss from my home on Chicago's North Side bragged that it served "the best pizza on Earth." And a Mexican joint not far from there advertises "burritos as big as your head."

In both cases, I chalk it up to hyperbole: I'm sure the owners of Katacomb never won a smackdown against any Roman pizzeria. Nor will a lawsuit force La Bamba to correct its slogan to read, "Burritos as big as a rhesus monkey's head."

So sloganeering represents nothing new, though the fine line between bragging and outright lies can prove a tricky, treacherous balance -- especially where our kids are concerned. Now it comes as no shock to me that Baby Einstein has admitted that it won't make my kid into Albert Einstein, Albert Schweitzer or even Al Franken. Truth be told, never did I expect to stick my kid in front of the vids, leave him in the cathode-ray oven for a few hours, then have him emerge as one smart cookie.

But here's what I do find disturbing, and why I suggest you put in for the $16-per-video refund (limit four) if you bought between June 5, 2005 and Sept. 4, 2009. The name "Baby Einstein" (concocted by creator-mom Julie Aigner-Clark at her home in Alpharetta, Ga. in 1997) implies an undeniable connection between the product and some sort of brain development Junior would enjoy from watching it.

And according to a New York Times piece, the videos could have the exact opposite effect on kids under two. The Times quotes a letter from lawyers for the Campaign for a Commercial-Free Childhood: "The Walt Disney Company's entire Baby Einstein marketing regime is based on express and implied claims that their videos are educational and beneficial for early childhood development. [Those claims are] false because research shows that television viewing is potentially harmful for very young children."

Ugh. I have to lie enough to my kids, what with the Easter Bunny, Santa and all that. Now Mickey Mouse is lying to them, too. (Disney bought Baby Einstein in 2001, and created a spinoff for older kids, "Little Einsteins.")