My wife and I have differing philosophies when it comes to Christmas cards; she likes to choose beautiful cards and send them to everyone we know, whereas I look for cards in bulk and try to shave the list down each year. Because of my Christmas card habits and the fact that I am constantly turning off the tree to save electricity, I've been dubbed "The Grinch" in our household. But this year my "heart grew 3 times larger" when my wife shared her new idea to save money on sending out cards!

Amber had a great idea, to write out all of our cards before we go to Thanksgiving celebrations this week so that we can hand them out when we see our families on Thursday. Since my parent's families are large enough that they could each field their own football team, we'll save quite a bit on postage. We'll also be handing out cards to friends as we get together over the next month, rather than having the mailman deliver them.

The Post Office will still be delivering cards to people who live far away, but we'll be hand delivering close to 80% of our cards. On top of saving over $20 in postage, hand delivering the cards is another great excuse to catch up with friends and family. If you plan to save postage this year, you only have a few days left so you better get writing!

The holiday season is already upon us, a reminder that those of us who need to purchase gifts should get our butts in gear unless navigating a packed mall is our idea of a good time.

While Black Friday is a the most publicized shopping day of the year and still one of the best times to pick up deals on electronics, friends-and-family events remain one of my favorite times to buy gifts. Traditionally shoppers would have to spend precious time making new friends and rekindling old relationships to get invitations to special friends-and-family events, but the Internet has changed all of that.

The users over at Slickdeals.net have taken it upon themselves to pull together the most detailed list of friends-and-family deals to help you to get the most bang for your buck!

Here are a few of the "Friends and Family" offers currently available.

• Beauty.com
• Bloomingdale's
• Sears
• Eddie Bauer
• Banana Republic, Gap, Old Navy
• Christmas Tree Shops
• Cole Haan
• Cost Plus
• Crazy 8
• Gymboree
• Harry and David
• Joann
• Kmart
• Kohls
• Lane Bryant
• Mandalay Bay
• Sephora.com
• The Limited

There are already over 20 stores offering discounts to friends and family members, with discounts ranging from 10 to 50% off! The full details for these deals, as well as coupons, are available at Slickdeals.net.

Many of these friends-and-family offers can be used online as well as in your local store. Be sure to check the restrictions and times as most of these deals are only good for a few days in November. Additionally some stores, like Sears, have a special after-hour's event just for friends and family. Finally, don't worry about making up an employee name to whom you are third cousin twice removed; once you have the coupon, the stores couldn't care less how you got it.

Even though Fuelly seems to have too many vowels to be a web 2.0 application it has hit the ground running and provides users with a cool new way to track fuel usage. I had previously written about Fuel Frog, which lets you track your gas usage online at each fill up and it does a great job, but Fuelly really raised the bar. Fuelly has added a social aspect to tracking gas mileage by letting you compare your MPG with others driving your car and also with your friends and family to see who is getting the best mileage.

If you can get your friends to start using Fuelly then you'll have more of an incentive to track your gas mileage and be fuel efficient since we all seem to enjoy a little competition. You may find out some interesting stats about your friend's fuel usage while using Fuelly. While I have a fuel efficient car, I tend to drive like I'm trying to put out a fire somewhere while my friends with bigger vehicles are known to drive more like a 90 year old out for a Sunday drive. I can't wait to see who is getting more for their money.

I'm going to take Fuelly for a spin today when I fill up my car, I have fallen behind in my usage of Fuel Frog partly because I am lazy and partly because I couldn't remember the format for tracking it by text message. The competitive angle of Fuelly may be just what I need to stick with tracking my fuel cost and usage better and figuring out how to best budget for my gas needs. No matter how you track your gas consumption doing so is an easy way to empower yourself to watch your finances.



Hat tip to Lifehacker.