As the cost of college skyrockets, so do the number of scams trying to take advantage of families. With the average cost of a private four-year college topping more than $32,000, more families than ever are on the hunt for scholarships that can help relieve some of that financial burden. Con artists and unscrupulous businesses snare several hundred thousands of unsuspecting students and their families with fraudulent offers every year, to the tune of more than $100 million, according to FinAid.

You don't have to let it happen to you!

Here are a few key tips to get started safely.

Ken and Daria Dolan, America's First Family of Personal Finance, answer your questions every Friday.

Ken and Daria,

I'm transferring my credit card debt to cards with a 0% introductory interest rate. There are a few fees involved, but I figure I'm saving more on the interest charges. Is this a smart idea?

Jeff

Great question, Jeff (and you might be surprised at our answer). The credit questions are really pouring in, so be sure to check back as we will be answering many more of them in coming weeks. Click on the video below for this week's answer!

Ken and Daria Dolan offer expert advice on debt management and living credit smart at Dolans.com.

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