United States Attorney W. Walter Wilkins speaks to reporters outside the Clement F. Haynsworth Federal Building and U.S. Court House after Esther Reed pleaded guilty to identity theft in Greenville, S.C., Tuesday, August 19, 2008. Reed pleaded guilty Tuesday to stealing the identity of a missing South Carolina woman to attend an Ivy League school in what her lawyer called a bid to escape a painful past. (AP Photo/Patrick Collard)
AP
Defense attorneys Ann Marie Fitz, left, and Ryan Beasley, speak to reporters outside the Clement F. Haynsworth Federal Building and U.S. Court House after Esther Reed pleaded guilty to identity theft in Greenville, S.C., Tuesday, August 19, 2008. (AP Photo/Patrick Collard)
AP
This handout photo courtesy of the Boston Police Department shows suspect Clark Rockefeller. FBI agents on August 2, 2008 arrested a man accused of abducting his seven-year-old daughter, who was visiting from London, sparking a national manhunt and fevered speculation over the flamboyant fugitive's identity.The Federal Bureau of Investigation in Boston, where Clark Rockefeller allegedly abducted his daughter Reigh Storrow Boss from his ex-wife a week ago, said the fugitive was arrested in Baltimore, Maryland, and the girl freed. Rockefeller is now likely to face charges including kidnapping, assault, and possibly identity theft. However, police are no closer to resolving who the man they have in custody really is. He has reportedly used a number of aliases, including J.P. Clark Rockefeller, Clark Mill Rockefeller, as well as plain Michael Brown. Police at first thought he was about to flee to Bermuda or Peru on a yacht docked in Long Island, near New York. Some reports had him already in the Caribbean. AFP PHOTO/BOSTON POLICE DEPARTMENT/HANDOUT=RESTRICTED TO EDITORIAL USE =GETTY OUT= (Photo credit should read HO/AFP/Getty Images)
AFP/Getty Images
Homeland Security Secretary Michael Chertoff speaks during a news conference at U.S. Secret Service offices in San Jose, Calif., Tuesday, Aug. 5, 2008. The Department of Justice announced Tuesday that it had charged 11 people in connection with the hacking of nine major U.S. retailers and the theft and sale of more than 41 million credit and debit card numbers. It is believed to be the largest hacking and identity theft case ever prosecuted by the Department of Justice. The charges include conspiracy, computer intrusion, fraud and identity theft. The indictment returned Tuesday by a federal grand jury in Boston alleges that the people charged hacked into the wireless computer networks of retailers including TJX Cos., BJ's Wholesale Club, OfficeMax, Boston Market, Barnes & Noble, Sports Authority, Forever 21 and DSW. (AP Photo/Paul Sakuma)
AP
Homeland Security Secretary Michael Chertoff speaks during a news conference at U.S. Secret Service offices in San Jose, Calif., Tuesday, Aug. 5, 2008. The Department of Justice announced Tuesday that it had charged 11 people in connection with the hacking of nine major U.S. retailers and the theft and sale of more than 41 million credit and debit card numbers. It is believed to be the largest hacking and identity theft case ever prosecuted by the Department of Justice. The charges include conspiracy, computer intrusion, fraud and identity theft. The indictment returned Tuesday by a federal grand jury in Boston alleges that the people charged hacked into the wireless computer networks of retailers including TJX Cos., BJ's Wholesale Club, OfficeMax, Boston Market, Barnes & Noble, Sports Authority, Forever 21 and DSW. (AP Photo/Paul Sakuma)
AP
Homeland Security Secretary Michael Chertoff speaks during a news conference at U.S. Secret Service offices in San Jose, Calif., Tuesday, Aug. 5, 2008. The Department of Justice announced Tuesday that it had charged 11 people in connection with the hacking of nine major U.S. retailers and the theft and sale of more than 41 million credit and debit card numbers. It is believed to be the largest hacking and identity theft case ever prosecuted by the Department of Justice. The charges include conspiracy, computer intrusion, fraud and identity theft. The indictment returned Tuesday by a federal grand jury in Boston alleges that the people charged hacked into the wireless computer networks of retailers including TJX Cos., BJ's Wholesale Club, OfficeMax, Boston Market, Barnes & Noble, Sports Authority, Forever 21 and DSW. (AP Photo/Paul Sakuma)
AP
Secretary of Homeland Security Michael Chertoff leaves after a news conference in San Jose, California, August 5, 2008. U.S. authorities charged 11 people from five countries with stealing tens of millions of credit and debit card numbers from major retailers, including TJX Cos Inc, in one of the largest identity-theft schemes on record. REUTERS/Kimberly White (UNITED STATES)
Reuters
Secretary of Homeland Security Michael Chertoff attends a news conference in San Jose, California, August 5, 2008. U.S. authorities charged 11 people from five countries with stealing tens of millions of credit and debit card numbers from major retailers, including TJX Cos Inc, in one of the largest identity-theft schemes on record. REUTERS/Kimberly White (UNITED STATES)
Reuters
Secretary of Homeland Security Michael Chertoff speaks at a news conference in San Jose, California, August 5, 2008. U.S. authorities charged 11 people from five countries with stealing tens of millions of credit and debit card numbers from major retailers, including TJX Cos Inc , in one of the largest identity-theft schemes on record. REUTERS/Kimberly White (UNITED STATES)
Reuters
Secretary of Homeland Security Michael Chertoff speaks at a news conference in San Jose, California, August 5, 2008. U.S. authorities charged 11 people from five countries with stealing tens of millions of credit and debit card numbers from major retailers, including TJX Cos Inc , in one of the largest identity-theft schemes on record. REUTERS/Kimberly White (UNITED STATES)
Reuters
Earlier this month I took a look at Bank of America's saving plan, called Keep the Change, which didn't live up to the hype, due mostly to the abysmally low interest rate that your saved change earned.
We all know it pays to read the fine print when opening new accounts and doing business transactions, but many times I don't think we realize that not reading the fine print can cost us, even if the new account has to do with saving money. 
