Saving Money
Mammogram madness costs major money
Filed under: Saving Money, Health
The latest guidelines from the U.S. Preventative Services Task Force now say that women don't need mammograms every year and don't need the first one until 50. Citing millions who have had "false positives," they report that the benefit is not worth the risk. For some of us, this isn't surprising. I have long questioned whether a yearly mammogram is really necessary. After all, you are shooting radiation into sensitive breast tissue every year in a machine that flattens your breast like an automatic garage door opener. But for many women, that is only the beginning. Almost every woman I know, including me, has had a false positive with a mammogram that is a nightmare of anxiety.
Double cash back rebate deals
Filed under: Saving Money, Bargain Babe
eBates.com has some AMAZING cash back rebate deals so if you are shopping online, you are losing a lot of money if you don't shop through their site. (Also check rivals Cashbaq.com and Extrabux.com for specials). Here are some of the best rebates offers I spotted on eBates - good on Black Friday only - though expect to see more deals on Cyber Monday.
Get 10% back at DisneyStore.com, up from 5%.
Get 10% back at The Gap, up from 2%.
Get 10% back at Old Navy, up from 2%.
Get 18% off at Lancome, up from 12%.
Get 12% back at The North Face, up from 8%.
Get 10% back at Sephora, up from 8%.
See all their Black Friday cash rebate offers.
To get these cash rebates, register at eBates.com then shop through their site instead of going directly to the retailer. If you join, say I referred you (juliamariescott@gmail.com).
On Friday, pink is the new black
Filed under: Saving Money, Shopping, Charity, Black Friday
If you want your Christmas shopping dollars to go further and support a great cause, then the Pink Friday charity fundraiser is the answer. Systemax Inc., whose companies include CompUSA, Tiger Direct, TigerDirect Canada and Circuit City, will be hosting the third annual Pink Friday on the day traditionally known as "Black Friday."
The consumer electronics and technology retailer expects Pink Friday to help raise more than $100,000 for Susan G. Komen for the Cure, the world's largest breast cancer organization.
ING bank offers Black Friday deals
Filed under: Banks, Saving Money, Black Friday, Banking-checking-account, Banking-savings-account
The down side of saving a big chunk of change on Black Friday is that you usually have to spend a lot of money to realize those savings. That's why we at Walletpop were happy to see a Black Friday deal that is literally just about the savings. On Black Friday, online bank ING Direct will announce special interest rates for opening a CD or the brand's signature Electric Orange checking account (they're keeping mum on the details of those rates until Friday but have added a teaser page to their Web site).
This blog has details of two other promotions, though: a $683 discount off an ING mortgage (the amount is the average dollar cost Americans spend on holiday gifts annually, according to the National Retail Federation) as well as a Cyber Monday 20% discount on trades through ShareBuilder, its trading subsidiary.
What to do with Thanksgiving leftovers
Filed under: Food, Saving Money
Those of us who don't charge out of the house in the predawn hours of Black Friday to shop often face the dilemma of an abundance of leftover food and a lack of imagination of what to do with it. Fortunately, the Internet can provide answers, in the form of the website Supercook.com. Supercook allows you to input the contents of your fridge and larder and spits back recipes using those ingredients.
For example, I typed in the typical flotsam and jetsam of a Thanksgiving dinner; turkey, cranberries, pumpkin, mashed 'taters, bacon, asparagus and staples such as onions, olive oil, butter and garlic. With what I have on hand, Supercook suggested bacon corn chowder, fresh asparagus soup, garlic mashed potatoes, and an asparagus omelet.
It doesn't, however, allow me to search for recipes using leftover cooked turkey, so for that I found a couple of sites chock full of appropriate bird-recycling recipes. AOL Food has a special section on the Thanksgiving topic, with treats such as Cranberry Sorbet, Bread Pudding and Sweet Potato Pancakes.
Allrecipes.com has over 150 dishes such as Tex-Mex Turkey Soup, Chutney Turkey Salad and Turkey Pot Pie. My favorite food guy, Alton Brown, has gathered great compilation at Seriouseats.com, including Turkey and Black Bean Quesadillas with Cranberry Apple Salsa.
Let the feasting resume!
Savings experiment: Hunting the rare Zhu Zhu Pet
Filed under: Saving Money
Can you trust T-Mobile's Sidekick?
Filed under: Saving Money, Technology
T-Mobile is restarting its Sidekick sales again after last month's data loss that permanently left its customers without photos, contacts or information.
The only trouble was that a day after T-Mobile began selling its beleaguered product at a reduced price, it was reported that its UK staff was selling off customer information to the highest outside bidder. Severe data loss vs. security breach by employees ... which is worse?
At this point, does it matter? T-Mobile, which is using Microsoft's Danger for Sidekick technology and data services, can't shift the blame on Microsoft for this recent security breach. Instead, it was solely the work of T-Mobile employees destroying customer trust.
So even if T-Mobile is offering the Sidekick 2008 for $49 and the Sidekick LX 2009 for $149 (down $50 and $30 respectively from last month) with a two-year contract, it may not be worth it to consumers who have lost confidence in the company and can't trust their data won't be lost or stolen.
New Black Friday deals at Toys R Us online ... and on the go
Filed under: Bargains, Kids and Money, Saving Money, Shopping, Black Friday, Cyber Monday
Black Friday and Cyber Monday deals are being announced or leaked at such a rapid rate its getting difficult to keep track. Of all the retailers, Toys R Us may well be the most aggressive with the deals and now it is expanding online discounts for the big day, with free shipping, bonuses with purchase, and some special payment plans. There's even an online layaway program called Bill Me Later. Through Saturday, November 28, new Bill Me Later customers will receive $10 off purchases of $30 or more, with no payments for up to 90 days. In addition, all customers who opt to use Google Checkout will receive $10 off purchases of $60 or more.
Family budgets: Make movie night safe again with family-friendly review sites
Filed under: Budgets, Kids and Money, Saving Money, Technology
Around my house, we don't make the decision to pile into the car and head over to our local Cineplex as easily as we once did. It costs a lot of money these days to see talking animals, wild things and giant meatballs falling from the sky -- and don't get me started on the popcorn.Going to see the latest kid's film use to be a no-brainer and if the adults slept through it, well, it didn't really matter, but no more. When a family of four has to pay a total of $40.50 to see a "regular" movie, or $56.50 to see that movie in digital 3D, or splurges to see that same movie in digital 3D playing on the "giant" IMAX screen for a whopping $60.50, it suddenly becomes very important that everyone is at least mildly amused or entertained.
To buy tickets to all of the new movies coming out would cost literally hundreds of dollars, and if you throw in drinks and snacks -- there goes college. How to find one that's family-friendly and worth the expense?
Movie reviews for kids are not new, but they are getting increasingly relevant as families demand more of a sure-bet for their entertainment budget. It's impossible to promise that everyone will like a movie, but if you know who to listen to there will be more hits than misses.
Most of the websites are free, such as Kids-in-Mind., Commonsensemedia, Parentpreviews, and Moviemom.
To have and to hold (Title, that is): Advice for the unmarried
Filed under: Borrowing, Budgets, Debt, Real Estate, Saving Money, Wealth, Investing, Personal loans, Mortgages
Who doesn't have an unmarried friend who lost the house, or at least their investment in the condo, when the relationship went sour?The key question when buying property together, according to a new book -- "Living Together: A Legal Guide for Unmarried Couples" -- seems pretty simple: Does your legal relationship match your private agreement?
But who wants to have that conversation when you are newly in love, or at least new to nesting?
No one, the book's author admitted to WalletPop.
How to find a small bank or credit union
Filed under: Banks, Saving Money
When we wrote about sneaky bank practices, a lot of readers wrote in suggesting that fee-weary customers ditch the big bailout-recipient banks in favor of small community banks or credit unions. In fact, many professional personal finance advisers say exactly the same thing, so WalletPop talked to a few of them to get their recommendations and advice for how to go about finding one of these friendlier financial institutions. First, you'll need to find a place. While finding a bank can be as easy as driving down your local main street or commercial district, finding a credit union can take a little more sleuthing. Since credit unions are membership organizations, you need to find out which ones you are eligible to join, says David Beck, director of policy at Center for Community Self Help, an organization which includes the Self Help Credit Union and the Center for Responsible Lending.
In many cases, this may be as simple as living or working in an area that is home to a particular credit union, but being a current or former member of the military, many trade unions, religious communities and educational institutions may also qualify you for credit union membership.
Debtors Anonymous helps stop the urge to splurge
Filed under: Budgets, Saving Money, Shopping, Economizer, Credit cards
Move over AA, NA and other 12-step programs, now there is Debtors Anonymous for those addicted to overspending. Patterned after Alcoholics Anonymous, DA is a 12-step program to help spenders recover from chronic debt and compulsive spending.In DA, the first step for recovery is accurately tracking every dime, nickel and penny of spending for 90 days. The new DA member is then paired up with two or more veteran members who assist in formulating a new plan for spending and budgeting. The weekly meetings offer support and encouragement to members, particularly if there is a spending relapse.
10 tips to cut your expenses
Filed under: Bargains, Budgets, Debt, Saving Money
While some are declaring that the recession is over, the good news has not trickled down to my pocketbook. My husband and I are looking closely at all our expenses to cut our overhead. Our wages have decreased in the last year, mostly due to the slow down in my business, but costs have continued to rise. Utilities, gas, taxes, and food are taking more and more of our shrinking paychecks. We decided to take some action after looking at every expense in our budget. Maybe some of these tips can help you too:'Who's Who' ripoff preys on your ego
Filed under: Saving Money, Fraud
I must be really important, because two "Who's Who" publications have chosen me for inclusion in their publications. The e-mails arrived in my mailbox this week. They read, "Recently you were selected as an inductee into Who's Who. In spite of this, we have yet to receive your information in order to build your basic membership profile. In the business and professional world it isn't what you know, it's who you know...and who knows you. Social and business networking is the modern standard in developing relationships throughout the world. The potential for recognition and developing networks within a community of 400,000 working professionals in numerous fields on a global scale is unlimited."

