'Priceline' of healthcare lets you bid on services
Filed under: Insurance, Health
William Shatner may not be available, but patients who use a new Web site to negotiate prices with doctors might want to use Shatner's tactics as "The Negotiator" for Priceline.com.PriceDoc.com started in Seattle in April and is set to go national in November, allowing people to name their price for medical, dental, vision and other healthcare services.
I can just see Shatner using his Captain Kirk mannerisms as he does for the travel site that lets customers name their own price for a hotel room or flight, for trying to get a better deal on cosmetic surgery or dental implants.
PriceDoc has more than 700 providers in the Seattle area and hopes to have 1,500 providers in 30 metro areas across the country when it expands in November.
Online bidding for a doctor's services is just part of what PriceDoc offers, said Patrick Bradley, chief operating officer and president of PriceDoc. It also allows people to find doctors in their area, research credentials, and find good prices, Bradley said.
"We don't want to be the Walmart of low-cost health care," he said in a telephone interview.
Customers save 10% to 30%, and sometimes much more, he said.
Some Web sites, such as North American Surgery Inc., offer pre-negotiated, reduced-rate surgery for the uninsured in hospitals, while sites such as the Healthcare Blue Book offer a guide to healthcare pricing so you know before you bid how much a tooth extraction should cost in your area.
Dr. Randal Swanlund, a dentist in Seattle, said his fee for dental implants are 35% to 50% less than his competitors through PriceDoc, although he offers the savings to all of his patients. PriceDoc helps him get a few more through the door each month.
The site appeals mostly to the underinsured or people without insurance, because with insurance customers are less likely to shop around. With more than 47 millions Americans without health insurance and 100 million without dental insurance, it's a big market.
"You're never going to go bankrupt because you don't have dental insurance," Bradley said. "It's nice to have, but you don't have to have it."
Shane Harris, 43, of Tacoma, Wash., is one of those people. He saw a TV commercial for PriceDoc and after 20 years of neglecting an abscessed tooth, he contacted Swanlund's office, which told him upfront what the prices were.
Harris said he never considered getting dental insurance because he can't afford it. He's lived below the poverty level for awhile, working as a self-employed medieval jeweler.
He paid $1,084 cash for an implant, saving 30%. Harris is also getting a crown and three more implants from Swanlund.
He didn't bid for the dental work, but was happy with the open disclosure at Swanlund's office, something he didn't find elsewhere.
"They were able to tell you how much it was," Harris said of Swanlund.
Such transparency is uncommon among doctors, and something that PriceDoc encourages, Swanlund said.
"I don't think it ever occurred to anybody to put on their Web sites what their fees are," he said. "PriceDoc has leveled the playing field," he said.
People with dental insurance don't usually shop around for dental care, he said, although they do shop around for procedures where they have to pay a lot of out-of-pocket expenses, such as orthodontics and surgery.
Some of his customers have put in bids for lower fees, which he's met so far, he said.
Paying with cash or credit card can often bring an automatic 30% discount because the doctor is happy not to have to deal with an insurance company, said PriceDoc's Bradley.
Like hotels that sell empty rooms at discounts on Priceline and elsewhere online, some PriceDoc doctors offer lower fees during less popular hours -- such as Saturday morning or 8 a.m. Monday, he said.
"They're offering some of their inventory that's available at that price," he said of the bargains.
While Bradley stresses "We're not all about price," that will probably end up the main reason why anyone would use PriceDoc. That's what the Internet is all about: saving money.
The company's marketing will start with online celebrities pushing it, and eventually Bradley said he hopes to have TV ads as well. Let's home William Shatner is available.
Aaron Crowe is a freelance journalist in the San Francisco Bay Area. Reach him at www.AaronCrowe.net



Reader Comments (Page 1 of 1)
9-21-2009 @ 1:10PM
wolff45 said...
This is timely and sure to help many. Aaron you need a proofreader.
Reply
9-21-2009 @ 2:02PM
kkllln said...
Like most other people my wife and I are making less this year than we did the past few years. It isn't easy to find higher paying jobs now so you have to find ways to cut your expenses. We decided to go through all of our expenses to see where we could save money. An obvious place was insurance since we were spending so much on life and auto insurance and we felt we could get lower prices for. First I decided to check out life insurance and was surprised to find out at ( LifeInsuranceWizards.com ) that rates had actually gone down quite a bit. I ended up with a new policy with MetLife that saved me over a thousand dollars a year. Since that worked out so well I did some research and found this web site ( InsuranceDiscountCentral.com ) where I was able to get free comparative auto insurance quotes without having to be bothered by any insurance agents. We ended up saving almost $900 for our 2 cars. So for less than a half hour of my time I will be saving about $1900 a year. In this economy that's REAL money.
9-21-2009 @ 2:59PM
jmjmosley said...
I live in Southeast Texas. It is 6 hours from here to Mexico. My wife and I drive to the border and walk accross the bridge. The Dental work we get is as good as that in Texas and it costs about 10 to 20 % of what it would cost here.A crown there is about 125 dollars. They start at 1,000 dollars here.My wife had 2600 dollars worth of work done there.Here it would have been between 25 and 30 thousand. Go figure.
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9-21-2009 @ 5:25PM
Mel said...
Great idea...I have Blue Cross Blue Shield and have just received another 10% rate increase for this year...such a rip off!
Reply
9-21-2009 @ 7:15PM
CeCe said...
Bradley says 'you're never going to be bankrupt of you don't have dental insurance'. Maybe not, but you can't afford dental care without it. My teeth can attest to that fact!
Reply
9-21-2009 @ 11:27PM
Tinkerbell said...
I live in San Diego and I go to Mexico for my dental work. Washington Dental in Tijuana, BC Mexico. they have an 800 number 818 7615. When I no longer had my dentasl insurance, from the company layed off me and others, I could not afford the root canals and crowns I needed so off to Mexico I went. I had 2 root canals and 2 crowns the total was 940.00. In my town it would have been 4000.00. They are every bit as good as the dentists in the US. Please, if you can go to Mexico and save money and hopefully it will send a message to the US Dentists that we are not going to take their high prices anymore. I was told by my US Dentist that, I had a cavity behind my front tooth and US wanted 463.00 to fill the cavity. Dentist in Mexico Xrayed those teeth 2 times and said I had to cavity there in fact I had no cavities, just the work I had done. Check it out world wide web at washingtondentalclinics com. No affiliations.
CJ
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9-21-2009 @ 10:33PM
Tinkerbell said...
I forgot to mention that the dentist I go to in Mexico will take your US Dental insurance. Not sure if other
exico Dentits do???
CJ
Reply
9-22-2009 @ 7:56AM
Sharyn said...
This is great! When this be coming to the Great State of Florida?! It's been a long time coming! Let's level the playing field a little for those of us who are honest, hard working citizens who just can't afford the expense of a yearly doctor/dentist visit! Thanks!
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