what about my sisters credit she robbed a local day care of 68,000.00 will she ever get a good job and good credit again?
she can not find a room mate and wants one badly...what can seh do?

Stop whining and learn to spell! What is wrong with you, other than the fact that you can't get the break that others are getting??? I cannot stand people who are so mean and spiteful and must whine about everything! It's people like you who ran our country into the ground. "Well, this won't benefit me, so I'm going to veto it." "Well, this will put more money into my pockets, so I'll support it."
The time for Bush-like attitudes to be gone!

I understand that you want a break from paying your credit card bill on time but the issue is that this is a debt that you yourself build up and if you can afford to send you minimum monthly balance while some people are falling behind because of losing their jobs I do not understand why you are complaining. Just stop paying your bill and you too can get these benefits. I am sure that the people that are falling behind would rather have JOBS to pay their bills on time versus being behind in their bills and not having the funds to even try to pay their bills. That whole selfish attitude of why can someone do what I can't needs to really stop it sounds like pre-school antics "she hit me first".

Everyone is struggling, some more than others. While I don't agree with this means of a solution, I can understand where the banks are coming from. I honestly believe that if you make your own hole you should live in it. I did in my 20's. I have credit card bills too just like everyone else but I try so very hard not to let them get out of control where they become an unnecessary financial stress. I budget and then way the pros and cons of buying things I really don't need. It sucks to not indulge but in the long run it's the better decision if it means paying for my groceries, mortgage, utilities vs. my Am Ex bill.

I know exactly how you feel. I have about 30% of my neighborhood getting tax breaks, bank breaks on their home loans, government assistance on this and that, and all of them are looking for more, and whining because it isn't coming quick enough or big enough. I've paid my bills, worked hard to make sure what I owed was paid, if not on time, then as soon as I possibily could.

BTW, I'm the only one in the neighborhood with NO tats, NO body piercings, NO body jewlery, and my car is as it came off the line, not all pimped out. What really tees me off is that so many people who are getting Democrat help from the government are the one who make poor financials decisions or spend all their money on BS instead of holding up thier end of the deal, their financial responsibility to lenders.

Amen Gary. What is the incentive to be punctual with our remittance to bills? Why is it that credit card companies try to increase my interest rate to offset their so called 'loss' of profit due to others being delinquent with their payment. When American Express raised our interest rate, my wife contacted them and gave the ultimatum of setting the interest rate back to what it was or they would have another delinquent account. They apologized, said it was an automated mistake, and returned our interest rate back to normal. These days, there are more reasons to NOT pay your bills than there is to be punctual. Somebody please calm me down!

The reward you get is a higher credit score. The satisfaction that you feel from being up to date on your payments is just a plus. My wife and I have been on time for our payments with the exception of three times after hurricane Katrina. Our interest rates on Credit Cards that we were never late on tripled. We had savings and that is all that saved us. My $5000.00 per month went to $25.00 total, for the six months after Katrina. We have paid off almost all of our cards and I won't use them again. I bear no ill will toward persons that are cut a break by the CC companies. They have probably already paid enough.

If you pay your bills on time there is no prize. They will cut your line of credit by saying you have too much debt even if you pay every month on time. Thats what being a good customer gets you. There is no bonuses for the good guys anymore. So when I can't make my payments anymore I figured I've done enough.

You rock! This is the attitude all of us need to have. How dare they indiscriminately raise interest rates to obscene levels and think there would be no repercussions. They are getting their just desserts now and I hope more people stand up and follow your courageous lead.

The same thing happened to me wit Bank Of America. They are crooked!

there you go ,smart people quit paying their credit cards that charges high interest rates, we have already paid them over and over, bank of America can go suck glad i don't have their card