You've been putting your money in the bank rather than spending it, but the time is coming when you'll have to bite the bullet and buy those school clothes, that new stove or a computer for your job search.

If you live in a state that offers a sale tax holiday, you can save a bundle by postponing those purchases a little longer.

The Federation of Tax Administrators has compiled a list of the tax-free dates (and probable dates for the states that haven't officially announced yet.) For example,

• Residents of Missouri don't have to pay sales tax on August 7-9 on clothes (up to $100), computers and school supplies.
• Louisiana residents can buy hurricane preparedness supplies free of sales tax on May 30-31.
• Texans pay no sales tax on energy-star compliant products on May 23-25. Virginians get the same deal on October 9-12, and West Virginians from September 1 to November 30.
• North Carolina citizens get clothes, school supplies, instructional materials, sports equipment and computers sales-tax free on August 7-9.
• South Carolina shoppers get $2,000 worth of tax-free buying on August 7-9.

Check here to see if your state offers a window of opportunity for you to dodge state sales tax and save.