Underrated in America: Being single
Filed under: Relationships
The advantages to having a marital partner are well-advertised: filing taxes jointly, sharing a home and other expenses, and not having to spend lavishly on cologne and Versace to impress members of the opposite (or same) sex.But pairing up also has its disadvantages, especially when it comes to money. Here are a few:
- It's a well-known fact that issues over money are one of the leading causes of divorce. By staying single, you will never have to argue about financial priorities -- you can live frugally and save every dime you earn without having to worry about a spendthrift spouse blowing your money on designer clothing or a plasma television.
- The tax issues: sometimes being married will save you money and sometimes it won't. It may also affect your ability to contribute to a ROTH IRA.
- You and your spouse share liabilities: if your husband runs into trouble with the IRS or creditors, it can affect your credit and your home could end up with a lien on it. If your spouse has financial problems, they will become your problems.



Reader Comments (Page 1 of 2)
10-30-2008 @ 8:54AM
joanne said...
and beware of those ''wanna stay singles''..............they are ''loners'' by nature......and they have alot of ''me me me '' i,i,i,!'s
'' dont think they will change, and you cant change them!!
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10-30-2008 @ 10:00AM
thecoach said...
shut up joanne that is not true maybe they don't want a whiney bitch like u
10-30-2008 @ 1:41PM
Kellie said...
How rude and disrespectful. I feel sorry for whoever got stuck with you.
10-30-2008 @ 9:17AM
jimorl123 said...
"And best of all, staying single will help you avoid one of the most insidious destroyers of wealth creation known to man: children."
Really? When did a marriage license (with the two specific names on it) become a prerequisite for pregnancy? Does the lack of nuptials make the sperm slower or the egg tougher?
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10-30-2008 @ 9:37AM
john said...
staying single just makes you lonely....being alone sucks....I would rather put up with panties in the bathroom and the curling iron always plugged in the wall than to be alone....there`s nothing as refreshing as a naked woman walking around the house and interupting the football games....NOTHING!
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10-30-2008 @ 11:59AM
Mary said...
That's a very typical statement from a man. I've read articles about how women can get along fine without a mate (like myself), while a lot of men can't cope with being single. I'm glad I have enough activity to keep me from needing a mate--it's always been a drag when I have a guy in my life.
10-30-2008 @ 1:42PM
Denise said...
I like the way you think John! Got an available twin?
10-30-2008 @ 3:20PM
Joe said...
How about 2 women? Try that unless you're single! {;={D}
10-30-2008 @ 3:24PM
Joe said...
Except 2 naked women, try that while married!
10-30-2008 @ 10:25AM
Mary said...
If everyone thought like that about children the human race would die out. what a horrible way to think. That is so self centered. I love children had 3 and adopted 2. You were all children once good thing your parents did NOT feel that way. Or maybe those of you who feel that way sad thing your parents did not feel that way then the world would not have selfish people like you around.
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10-30-2008 @ 11:09AM
Murphy said...
I say good for you to those that enjoy being single--like myself. I have a myriad of friends, and a lovely family, but with college and working on my novels, I sincerely don't feel like a relationship right now. There is absolutely NOTHING wrong with being single. Granted, I've had two relationships before, and I'm still very good friends with both exes, so I've been on the other side of the boat, too. I've been celibate for three and half years, and I don't need to validate my existence by someone else's.
As for the children thing, I have a psychological fear of pregnancy. So if I decide to provide the world with a divine comedy like offspring, there are already too many kids roaming the world with no parents: that's right. Adoption.
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10-30-2008 @ 11:30AM
Vintage80s said...
While I understand the point of this article, it doesn't really specify being truly single vs. being single but in a relationship and/or living together (sharing many of the same things as marriage w/o the 'paper'). Being truly single is overrated! It takes it's toll emotionally and mentally knowing that there isn't someone in your life that you live, love and laugh with. (Yes, you do get to spend your own money as you see fit or horde it, have complete control of the tv remote, and don't fight over the toilet seat, etc.) It does get lonely at times. Both sides have pros and cons. Since when did marriage become about the materialistic and selfish things so many couples fight over instead of working through it all 'for better or worse'? People abuse the ideals of marriage and it's lost on many of them with the ease of getting a divorce these days. Personally, I've had my issues with relationships and feel that I just haven't met the right person for a long term marriage commitment. While it would be nice to share the nuances that come with marriage, I kind of enjoy my independence and satisfaction in knowing that I don't depend on someone for stability and true happiness. I've always believed that you have to first be happy and honest with yourself before you can truly be happy and honest in a relationship.
I'm not a woman who feels a 'clock ticking' or long to get married and have kids because my friends are (like my sister did). If it happens for me great, if it doesn't I'll live (though I'll do it alone). And most of my married friends that have kids, are unhappy and divorcing (as did my sister) and are struggling with it all. So I look at both sides of this 'underrated' argument and thank god everyday that I'm still single and not in their shoes wondering what they're going to do now.
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10-30-2008 @ 11:42AM
Marina said...
I love being single. Just got out of a relationship where alcohol and verbal abusive was the norm. I now have a home and my daughter and grandson live with me and the three of us are very happy.
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10-30-2008 @ 11:53AM
Jason said...
Ok for the morons that think not having kids is a bad thing. Do you realize that the population continues to rise? We really, truly should be putting a limit on how many children people can have like china has already had to do. Let me mention that they waited longer than they should of and we will probably do the same. The size of the earth is not going to increase so what makes people think we can continue to increase the population. Do you want every inch to look like a city? Not that that will happen we will destroy the environment well before we populate that much of the planet. Problem is no one bothers to think of the important things until it is well to late to fix them. Same with obesity, why do you have to get to 300 lbs before deciding you should lose weight ha ha. Don't you think, just maybe, you should have thought about that at 250 or even 200. Stupid people confuse me with there idiotic thought processes.
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11-12-2008 @ 4:44AM
gheechie grrl said...
thank you marina and murphy!!! I, too, love being single.
I'm not lonely, I'm not alone, just happy and sharing it. I volunteer, have many friends for many activities, and have several rent-a-husbands for various 'when I need a man'. sometimes I do need a man, but I'm not putting up with the smelly socks, toilet seat issues that should have been resolved in kindergarten, or any of the other issues one must put up with in a relationship because you're in a relationship/marriage with its own set of unspoken rules. one phone call, and my problem solved (fixing my computer, taking car to mechanic, etc). and I don't sweat when they need a rent-a-wife (I like to cook, they like to eat, they can watch tv all day, I don't watch tv). its not about sex, its about accepting a person at face value, and developing meaningful relationships within a support system of friends... like a neighborhood. hopefully, mr. right will move into my neighborhood, but until then... I'm staying single.
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10-30-2008 @ 12:34PM
Kurt said...
I have been single for years...and love it. I can do anything, at anytime when I want to walk out the door and do that. I answer to one man.......me. Why? Because alot of women (I am not saying all women) can't respect the person that is willing to love, and take care of them. Oh well, my land, my money are just that.......mine. Thanks for the freedom.
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10-30-2008 @ 2:07PM
Deb said...
I am 44, and never married by choice. Motherhood was an unappealing choice for me. I've had the opportunities to be married and chose not to. I am perfectly content with my life as it is. I am not anti-marriage, but I love being single. I am fullfilled through friends, family, my church, career and everything that is in my life. I don't think it's wrong to be married or wrong to be single. Everyone must do what makes them happy. There is no right or wrong answer. We are on this planet for a short time...be happy. Period.
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11-02-2008 @ 10:14AM
Elle said...
Thank you Deb! There is no right or wrong answer! I do wonder about those out there who feel the need for EVERYONE to agree with them. If you need that much external validation, are you really happy with your descisions?
I have a wonderful boyfriend, who I love, and spend the majority of my free time with. I also enjoy going back to my place for a few nights, where I don't have to explain myself to anyone.
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11-05-2008 @ 11:27PM
Kris said...
Ironically, yesterday voters approved initiatives in 3 states making it illegal for 10% of their populations to marry. The people have spoken. Marriage is not about love and commitment. It is not meant as means of providing security for children. It is meant solely as a means for the church control the private lives of people who disagree with them, illegally using the government to "establish" their religious domination over these people.
Gay men and lesbians have never asked for special rights. They have only asked that they not be subjected penalties and treated as less than full citizens. Despite years of request, the anti gay marriage forces, who claim to be protecting the institution of marriage, have been unable to provide a single example of how gay marriage would endanger the institution.
As marriage is a religiously based institution, and the constitution clearly prohibits the government establishment of religion, it is time that the Congress or the courts take steps to end the the discriminatory advantages provided to married individuals. It's no small task, federal law currently provides over 1000 financial incentives for marriage.
We might also reconsider the wisdom of allowing civil rights to be determined through general elections. The founding fathers considered certain rights to be unalienable- they surely would be horrified find their descendants revoking these rights based on political whim. For over 200 years we made progress towards creating a more perfect union. In the past few years we have for the first time started to move in the opposite direction.
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11-06-2008 @ 12:51AM
Cathy said...
There are many times I'm really content (being divorced and living alone) . I can pursue my art and hobbies without distraction, clean (or not!) when I want, sleep when I want . . . but when it comes down to it, I really miss having someone I love to curl up with at night, share mundane TV movie-watching with, wake up Christmas morning with, PLAN the future with.
Most of all, even though I realize it makes no logical sense, I would find tremendous comfort in knowing I would finally be laid to rest beside the man I love, for eternity. Logical or not, the thought of going there 'alone' makes me desperately sad.
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