Yep Kmart has Layaway. That's how I did my christmas shopping this year.

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i remember layway when i was little . it was a big thing back in the 70's. now in today's time , i think that layways will pay off. i work in retail , but where i work they took layway out of all the stores. i dont understand the logic behind it to this day.
and if you are reading this , yes iam talking about walmart .
its not just my opinion, alot of customers tell me walmart needs to bring layway back.even my co-workers wish they would , but dont hold your breath anytime soon.
the only layway walmart has is for jewerly. not everybody is going to use that layway.
usually i used layway for christmas ,or birthdays. i havent used a layway since walmart had took there's out . alot of my co-workers are going to kmart . to use there layway at christmas. i might this year .
laysway is a good thing if people dont abuse it.

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I shop all year for christmas and alot of that was done at Walmart using layaway.It was easy, you could shop at any time with very little money to put down, and you picked it up a couple of paydays later.They stopped layaway last year and I did alot of my shopping at Kmart, and I have shopped there again this for the same reason.Alot of people I talked to have also shopped at Kmart for that reason. Walmart has a bigger selection, but customers will spend there money where it's more convenient for them.

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bring back layaway...easier for christmas gifts

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Here was a nifty lil money saver we used when items were on layaway: when it came time to pick up your items to pay them off, ask the cashier to check thru the items to see if any of them were on sale while they were sitting in layaway. It may have been a pain in the neck for the employees to go thru the items on their registers but you are entitled to the sale price and the difference for the items that were on sale made a great savings. In some cases it was over $100 back, depending on what was put on layaway. All the retail department stores had layaway and sadly Walmart put them out of business, then stopped their own layaway because they claimed it saved on room.

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I honestly believed (and believe it still) that Walmart made a tactical error in withdrawing from layaway. Yet it doesn't seem to have hurt their bottom line.

Sears holding group really needs to consider higher quality merchandise for Kmart because I honestly believe that layaway may things very well be a substantive source of cash for them in this holiday season ahead.

consumers need to look seriously at Christmas clubs, secured credit cards etc. anything which will ensure financial solvency for the future no matter what happens.

I keep thinking of the term "the greatest generation" it wasn't just the war which made them that, it was surviving the great depression and coming back stronger.

I'm sure I'm not the only one who "asked santa" for things right out of the sears catalog (usually with a ten dollar limit). my parents budgetted for christmas starting right after the previous christmas. ( I'm one of ten children) and every christmas morning the tree was barely visible for the gifts under it.

They bought two homes neither of which cost what my current car cost, they worked hard, sometimes rolling coins to meet the mortgage payments, but they paid their bills and had only one credit card (sears) for emergencies.

I wish I had their wisdom and restraint when I was younger.

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I have to agree with all. I use to shop at Walmart all year for christmas. Now my list has gotten a lot smaller. We talk about why Walmart took away their layaway plan. I don't shop there very much since they took it away.

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I personally miss layaway our Kmart does not have Layaway.
I remember layaway at Walmart, Kmart, and even the Major stores like Sears, JC.Penney, Macys Etc.

BRING LAYAWAY BACK>
Im planning my wedding and could really use layaway now.
My fiancee lives with me and I told him I wish I could put it on Layaway, he asked me what this layaway is? He is from Poland and never heard of Layaway. And he feels that it would be nice to have a layaway, not only for the wedding, But also for birthdays and christmas...

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I agree with the people above. I've used Lay-a-way for kids christmas' also and I think if they brought Lay-a-way back it would be used alot in these times concerning the high unemployement rate and it would help a lot of families to have christmas this year and more.

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Layaway is back and growing, go to www.elayaway.com for the modern version of layaway

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We use to have a Kmart in my town but they closed down a few years ago. How I wish it was still here. I do know Burlington Coat Factory has a 30 day lawaway with 25% down. I went and got a few things for Christmas there for my husband and boys. I also found a really great coat and a leather jacket for under 18.00 and that was cut way down from 80.00. They have clothes and outerwear and purses and and and.... but yes I wish Wal-Mart would bring back the layaway, the closest Kmart is Kileen for us and I just can't see going all that way just for a layaway.

Maria

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Kmart, I just laid away my son's Christmas there and the fee was only $10.00 plus whatever you buy. I think it was 10% down. They give you 60 to 90 days to pick up depending on the Holiday schedule. The only way to shop. Walmart will lose a lot of business this Holiday season.

Martha
Jacksonville, NC

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i have to agree i wish that walmart did not take their layaway away i use to shop there all the time and would start my christmas layaway in july for i was buying for three children and 3 grand children. i go to walmart and buy a movie every tuesday and get my cleaning supplies etc. now i do that at KMART. I DONT SHOP WALMART ANYMORE!! because I thought it was a slap in the face for the working poor and working middle class if there is one of them left which i use to think i was middle class. i wonder if mr.walt who started this store really would have taking layaway away i use to think walmart was for the working people that had to use layaway etc but i guess us small working people put them where they are today big and hugh money makers and decided well we got big from the little people now lets take it ( layaway) away well i hope you are seeing this mr big ceo's the working people will go else where that have the layaways so i would reconsider your decisions and bring it back

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Layaway is good stewardship. It causes you to have a plan and can create excitement and anticipation. Over the long haul it will prevent from paying for something 10 times over due to interest charges unless you use your AMEX or debit card.
I love layaway!

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I use K-mart more now. I love the convinience of lay away. Wal-mart made a huge mistake. I believe shopping will go down this year with out it.

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I used layaway to keep the presents from coming home so that way the kids still believe in santa and they dont accedentally bump in to their presents in the closet or the basement or shed.

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YES, Thank God for K-Mart. It is just down the street from my house and I believe in lay-aways. It is a good way to make a purchase and having the items you want or need while you get the money together to pay for them. I purchased a Wii when it was available in July for my daughter's birthday party. I wouldn't have to money to pay for it for a few weeks, but there was no guarantee it would be in the store then. I found it and layed it away. What a great way to shop! Wal-Mart should bring it back. They said they justified doing away with the layaway plan by having on-line shopping. Hog-wash. All stores should have a layaway plan.

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I had nice clothes, coats, and essentials due to the fact my single mother of 4 was able to buy things for us on layaway. When I had children it was the way for me as well. It is way easier to send a few dollars every wk or so to get what you want than all at once. Yes there was Christmas clubs but even with that layaway was a must. Credit cards are good in an emergency but they have a way of enticing people to say "charge it" and many people will fall for it only to end up over their heads.
People on limited incomes need the help from the layways. My husband was a firefighter and we were not always able to make ends meet. We lived on a budget like everyone should do. Layaway was a huge help. Bring it back!!!!

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Kmart does have a great layaway deal. I know I work the department. What kills me thou, is when we have those $1.00 down layaway deals, people here in the greater Detroit area, come and put thousands of dollars worth of stuff on layaway, pay only the dollar, then complain because the payments are so high. If you want a smaller payment, you really have to put more down than just $1.00. The computer generates what your payment is going to be, not the person using the computer. But what really angers me, is that they do this, then never come back to make a payment. Then we have to take the time, find the boxes that all their stuff is in, and return it to the floor so it can be resold. I don't know about other stores, but WE DO tell you that there is a payment every 2 weeks, and if you don't make a payment, it gets returned. Don't complain to me, when you get told what the deal is right up front, and it gets highlighted on your reciept. If you want your stuff, then make the payments. If your not gonna make the payments, don't waste everyones time by putting $2200. worth of stuff on layaway, and never make a payment on it. Then complain to me, or management that it's still not there 8 weeks later when you come to retrieve it.

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