There are some things it doesn't pay to open your wallet for; cars, boats, and children's clothes. But sometimes it pays to cough up the extra bucks because it makes a big difference. Here's five things worth spending your money on:

• House. For most folks, this is one of your most important assets and an important investment. Present market aside, it is an appreciating asset; that is, it acquires more value over time. The present market actually makes it a great time to buy. Don't over buy your budget and be "house poor," but buy the most house you can comfortably afford.


• Bed. Several years ago we invested in a high quality pillow top bed. This is one of the best investments we ever made. Not only do you spend about one-third of your life in bed, a good night's rest makes all the difference the other two-thirds of the time.
  

• Clothes. Assuming you are one of the lucky ones whose size does not change too much over the years, you can invest in high quality clothes that always stay in style. I have had the same cashmere coat (that I bought on sale) for over ten years. It still looks great. Classic suits and sweaters can also be worn for years if they are high quality. Spend a few extra dollars and get clothes that are made well.


• Food. I'm not referring here to expensive dinners at fancy restaurants -- for the most part they are a waste of money. I mean your everyday eating. Spend the extra money to get good cuts of meat, fresh fruits and vegetables and fresh bakery. This can be more expensive than buying junk food but you will feel better and stay a lot healthier. Poor health will cost you a lot more money in the long run.
  


• Wine. The difference between a cheap bottle of wine and one for a little more money is huge. If you are going to drink, pick up a bottle of fine wine that you can really enjoy. This goes for chocolate too!

Barbara Bartlein is the People Pro. Get the tools to improve your relationship, visit: webinar