Raising cash in a hurry #13: Give in to temping temptation
Filed under: Borrowing, Career, Wealth
Late on rent? Loan shark breathing down your neck? Can't fill your car with gas to get to work on Monday? Assuming all available funds and traditional sources of credit are tapped out, here are 25 (legal) ways to raise cash in a few days. We list them in order from least to most desperate.
After my wife was hired by a legal temp firm, she told her new bosses that she'd need two weeks to settle things up at her old job. When they asked her if she could suggest a temporary replacement for herself, she gave them my name. This is why, for two weeks in December, I became my wife. In the process, I discovered the wild and wonderful world of temping.
I only temped for a few months, but I enjoyed it immensely. Although I've held quite a few full-time jobs, my longest-term job was in teaching, and years of dealing with controversies and political correctness debates had left me almost permanently paranoid. By the time I left the teaching biz (voluntarily, I might add!), I was in an almost constant state of fear and self-justification.
Temping was the absolute opposite. At each of the jobs that I did, I was constantly aware that, should I wish, I could leave at a moment's notice. My employers needed me far more than I needed them and, although I never left a job early, I always chose the date of my departure.
Temping is good for the soul. As a temp, you quickly become aware of just how few intelligent, hard-working people there are out there. If you show up to work on time, take reasonably short lunch breaks, don't leave too early, and demonstrate even the slightest amount of energy and initiative, chances are that your employers will view you as the second coming of the messiah. In many cases, they will even offer you permanent employment; personally, I had this experience at two of my temp jobs. Also, temp jobs pay really well, although most temp companies don't provide benefits.
Another great thing is the glimpse that you get of the inner workings of companies. In my time as a temp, I saw how temp companies work, how transnational corporations work, how law firms work, how human resources departments work, and so on. I gained an understanding of business that was surprisingly comprehensive, if a little skewed. Best of all, I got a feeling for how it feels to be on the other side of the interview table.
At the end of the day, I decided not to become a permanent temp. Having read some of the writings and blogs of long-term temp workers, I could relate to the joys that they reveled in and irritations that they wrote about. On the other hand, I could easily see myself becoming like them: lonely, rootless, and slightly condescending. Also, as I began writing more and started getting paid for it, it became harder and harder to find temp jobs that paid enough to justify my time away from the computer.
I'm pretty sure that, at least for the time being, I'm not going to go back to the day-to-day grind of a full-time permanent job. The same can't be said for temping; if my temp coordinator, Dawn, ever comes back to me with a decently-paying temp job, I might just take it. After all, I could always use a vacation in someone else's office...
Bruce Watson is a freelance writer, blogger, and all-around cheapskate. As a temp, he learned to rank companies based on the most important and vital question: is the coffee free?
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Reader Comments (Page 1 of 1)
6-17-2008 @ 12:15PM
Keli Jennings said...
Which is it?
Temp jobs either pay really well or not enough?
The article is contradictory
Reply
6-17-2008 @ 11:48AM
Bruce Watson said...
Keli-
For me, they paid really well, at least until I found work that paid a little more and which I loved. To put some numbers on it, my temp jobs ranged between $14-$25 per hour. As a writer and editor, I make somewhere in the neighborhood of $20 per hour. In other words, temping paid me a lot for the work that I did, but not enough to keep me in the business.
6-18-2008 @ 1:13AM
Patricia said...
I understand your thinking the article is contradictory but believe the author found temping was good money until his other work (writing) grew more successful. In other words, temping can pay well but some occupations pay more once you get established. Plus, his writing affords the opportunity to "make his own hours"...
6-18-2008 @ 7:34AM
Bruce Watson said...
Thanks, Patricia--you put that more clearly and succinctly than I!
6-17-2008 @ 2:20PM
Carol Hill said...
I agree with Keli as I too work with Temp Agencies. I quit a good paying job to take care of my mother in late 2005 until she passed away in early 2006. I was to old for any company to hire me so therefore I signed on with numerous Temp Agencies. I just finished an assignment that paid $14 hr. Last year the highest pay was $10 hr. I also live in New York State but Western New York near Buffalo and the pay scale is much lower. I do like working with Temp Agencies but sometimes it is hard to find an assignment close to home now that gas prices are so high.
Reply
6-17-2008 @ 3:16PM
Bruce Watson said...
Carol-
That's a very fair point. Given where I live, gas wasn't really a concern, which made temping a lot more attractive to me. As far as price, I guess a lot of the issue is supply and demand. In NYC, there are always a lot of companies looking to fill spaces quickly; for that matter, money is not really that much of a concern for them!
One thing that might help your competitiveness is picking up certifications in various skills. Many temp companies, in the city at least, offer free or reduced-price classes in various common office programs. If that's not an option for you, you might check out community college classes or do-it-yourself books, many of which you can pick up in your local library.
As I said earlier, I'm not really the poster boy for temping, as my wages were actually fairly low for New York, but I talked to a few professional temps--as with any business, there are definitely ways to get ahead in the temping world!
6-18-2008 @ 10:59AM
Keli Jennings said...
The temp agencies I applied with paid lower than $11 an hour. One of my relatives pays $11, that's why I didn't except work from them.
Working for family members and/or friends is another way of obtaining fast cash. I recommend it.
Reply
6-17-2008 @ 1:25PM
Bruce Watson said...
A lot of it depends on where you live, your qualifications, and all that. I live in New York, which helps, but my qualifications are a little shaky, as I spent the last decade teaching college English. On the other hand, when I worked at a legal temp firm, I got a peek at the kind of money that a good legal secretary makes temping in the city; in some cases, it was in the $50+ range.
6-18-2008 @ 2:43PM
Keli Jennings said...
Sorry, the word should have been accept not except.
Reply
6-18-2008 @ 2:44PM
Bruce Watson said...
I knew what you meant.
(I try to turn off the English teacher tendencies whenever I can!)
6-18-2008 @ 8:02PM
Monica said...
For a professional, temping is the way to go, IMHO. I'm a pharmacist in the Philadelphia area, and my rate varies from $55-77/hour, depending on a few factors. With every new gig, I gain new skills, which make me more marketable, more valuable, and more likely to be recalled the next time that company has a need.
I was looking for a management postition 10 years ago, and started temping in the interim. I've never looked back, and can't imagine having a "real" job now.
Sure, I have to buy my own health insurance, etc., but just having someone THANK me for showing up at the office makes all that worth it!
Reply
6-18-2008 @ 7:40AM
Bruce Watson said...
Monica-
Sounds like you're the poster child for temping!
You're experience reflects the stories of some of the temps that I saw when I was working for a legal temping firm. Well-trained legal secretaries and paralegals often made in the $50 range, and many lawyers made upwards of $100 per hour.
Of course, lawyers who worked document review made a lot less--often in the same range as paralegals.
It's easy to forget that highly-trained temps are in great demand, and that it's a great option for professionals who are tired of going to the same job every day.
Thanks for your comment!
6-19-2008 @ 6:41AM
BranBran said...
My experience in the San Diego area wasn't quite so good. I signed up with several agencies, and they were all really wowed with my typing speed/accuracy and computer application skill test results at first, but it often took 1 or 2 weeks or more for them to find me a data entry assignment, and many of them were pretty short, and most were 20-25 miles away from home (about an hour and a gallon of gas each way).
At today's prices I'd be spending almost $10 each day, just getting to/from work, for a week or two before I get my first paycheck, which isn't always possible depending on how long I've been out of work. There's also the problem of how to list all this temp experience on an application for a "regular" job. Anyone have advice on this? And any idea if the Seattle area has a better balance of supply and demand than San Diego? I know Microsoft is notorious for hiring a lot of long-term temps in order to avoid paying so much for benefits.
Reply
7-22-2008 @ 6:02PM
Integrity Staffing Solutions said...
Temporary jobs can be helpful, especially to be able to meet the payment for bills. But the best thing about temp jobs is that it does not require much of your time. Or if you are studying while doing a temp job, the staffing agency will find the right temp job that suits your qualification and time.
For you to find the perfect temp job, you must apply to many temp staffing agencies, so you have many options. Integrity Staffing Solutions is one the fastest growing temp staffing agencies in US. Try to apply to their agency and find out why so many people trusted Integrity Staffing. Their site is http://www.integritystaffing.com.
Reply