Savings Account
Secured Credit Cards Harder to Get
posted: 62 DAYS 9 HOURS AGO
filed under: Banking, Checking Account, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Loans, Recession, Savings Account
If you're someone who needs to establish or rebuild your credit, you're probably in the market for a secured credit card, backed by your own funds rather than a bank's. But offers for such cards are plummeting as banks shy away from taking on more risky debt. So how can you get a secured card if you really need one? Read on to learn some helpful strategies.
34 Million Pay Their Credit-Card Bills Late
posted: 66 DAYS 3 HOURS AGO
filed under: Banking, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Beat Debt, Recalls, Recession, Savings Account
Nearly 34 million Americans admit they've been late making credit card payments, and about 18 million people say they've missed payments entirely. That's hardly surprising, given how many Americans are struggling these days. Are you? Here's what to do about your debt.
Countrywide By Any Other Name Is Still...
posted: 67 DAYS 1 HOUR AGO
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The ailing Countrywide, rescued by Bank of America, is now to be known as Bank of America Home Loans. But is that really any better in terms of branding, as BofA doesn't have the best reputation now either. What would you call it?
Cash Vanishes from Small-Biz Accounts
posted: 69 DAYS 1 HOUR AGO
filed under: Banking, Checking Account, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Loans, Recession, Savings Account
Small-business owners and entrepreneurs are fuming as credit-card processors, desperate to turn the tide of red ink and avoid their own bankruptcies, have begun demanding cash reservers from their customers -- and, in some cases, seizing cash from their cardholders' bank accounts. For a small business, the effects of such actions could be dire, even fatal. Read on to learn about a new threat to small business.
13 Things You Should Never Skimp On
posted: 86 DAYS 23 HOURS AGO
filed under: Recession, Savings Account
In today's tough times, everyone is looking for ways to cut back and spend less. As you try to decide where you can cut costs, be careful not to trim in the wrong places. The Dolans share 13 things you should never skimp on and then show you how to save in other ways.
Banks Offer Big Perks to Lure New Savers
posted: 95 DAYS 3 HOURS AGO
filed under: Banking, Savings Account, Checking Account
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Skittish consumers are finally saving more money -- and now the banks are trying all sorts of gimmicks to get their hands on it, including offering some pretty nice upfront perks.
10 Tax-Time Tips for Your Peace of Mind
posted: 96 DAYS AGO
filed under: Credit, Credit Cards, Credit Reports, Credit Score, Debt, Savings Account, Taxes, Tax Advice, Tax Basics
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April 15 doesn't have to be a day of dread. Think of it as a chance to get your finances in order, addressing credit-report problems, building an account to cushion unexpected expenses, setting savings goals -- and even allowing yourself a little fun. Read on for more details about how to grant yourself greater financial tranquility.
Don't Trust Offers That Seem Too Good
posted: 107 DAYS 2 HOURS AGO
filed under: Banking, Credit, Get Deals, Fraud, Savings Account
A WalletPop reader turns to financial experts Ken and Daria Dolan to ask about bank offers that seem too good to be true. The Dolans are wary! See their advice below on how to look before you leap.
Compound Gains, Not Losses
posted: 131 DAYS 23 HOURS AGO
Market sell-offs are bad enough. By fixing these common investing mistakes, you'll make sure difficult times aren't made worse.
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Interest Rates
| Type | Current | APR |
|---|---|---|
| 30 yr fixed mtg | 5.34% | 5.57% |
| 5/1 ARM | 4.56% | 4.61% |
| $30K HELOC | 5.06% | 0.00% |
| 36 month new car loan | 7.14% | 0.00% |
| 1 yr CD | 1.73% | 1.74% |
Join us on our 'bank anger' tour across the blogosphere
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15 million Citibank card holders will pay more, bank evading Fed's rules
Got a Citibank credit card, or any one of the co-branded cards, including Sears and MySpace, among many others? You may have hoped you'd be safe from...
Bank of America customer service goes Ms. South Carolina on me
Bank of America complained that the credit markets were so tight, soooooooo tight, that it couldn't possibly generate cash in the private sector, and...
Sarah GilbertJun 19th 2009 @ 3:30PM Filed Under: Banks, Ripoffs and Scams, Technology, Fraud, Consumer Complaints
How to save elderly relatives who keep falling for scams
My family knows about cashier's check scams and other crafty international methods of loosing the elderly and other emotionally fragile types from their...
Savings Account Basics
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